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Buying a home in Denhoff, North Dakota

The typical owner-occupied home in Denhoff is worth about $140,600, 44% below the North Dakota median of $249,900 and 58% below the national median of $332,700. The median household earns $65,625 a year, so the median home costs 2.1 times the median income (3.3 times for North Dakota). 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Denhoff at a glance

Denhoff North Dakota U.S.
Median home value $140,600 $249,900 $332,700
Median property tax paid per year – $2,468 $3,119
Median household income $65,625 $76,657 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 0% 52% 61%
Median monthly costs, owners with a mortgage – $1,762 $1,963
Median rent – $954 $1,413
Median year homes were built 1938 1982 1980
Vacant homes 0.0% 12.3% 10.1%
Population 11 784,841 334,922,499

What a typical home costs per month in Denhoff

At this week's average 30-year rate of 7.11%, buying the median Denhoff home of $140,600 with 20% down costs about $944 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,178, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,463 for the 20%-down payment. That payment is 17% of the median Denhoff household income of $65,625; at that income and 20% down, the 28% guideline points to a home of about $228,000.

20% down, 30-year conventional loan
Down payment$28,120
Loan amount$112,480
Principal and interest$757
Property taxes (1.10% a year)$129
Homeowners insurance (our estimate, 0.5% a year)$59
PMI$0
Total per month$944

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3.5% down, 30-year FHA loan
Down payment$4,921
Loan amount$138,053
Principal and interest$929
Property taxes (1.10% a year)$129
Homeowners insurance (our estimate, 0.5% a year)$59
FHA mortgage insurance$62
Total per month$1,178

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Questions about home buying in Denhoff

What is the median home value in Denhoff?

About $140,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Denhoff?

For the median home with 20% down at 7.11%, the payment is about $944 a month. Keeping that under 28% of gross income takes about $40,463 a year.

More about Denhoff

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data