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Buying a home in Christine, North Dakota

The typical owner-occupied home in Christine is worth about $333,300, 33% above the North Dakota median of $249,900 and about the same as the national median of $332,700. Owners pay a median $2,857 a year in property taxes, about 0.86% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $94,018 a year, so the median home costs 3.5 times the median income (3.3 times for North Dakota). 96% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Christine at a glance

Christine North Dakota U.S.
Median home value $333,300 $249,900 $332,700
Median property tax paid per year $2,857 $2,468 $3,119
Property tax as a share of value 0.86% 0.99% 0.94%
Median household income $94,018 $76,657 $80,734
Homes lived in by their owners 96% 63% 65%
Owner homes with a mortgage 71% 52% 61%
Median monthly costs, owners with a mortgage $2,236 $1,762 $1,963
Those costs as a share of the owners' income 23.6% 19.4% 21.0%
Median rent – $954 $1,413
Median year homes were built 2000 1982 1980
Vacant homes 5.8% 12.3% 10.1%
Population 255 784,841 334,922,499

What a typical home costs per month in Christine

At this week's average 30-year rate of 7.11%, buying the median Christine home of $333,300 with 20% down costs about $2,171 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,727, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $93,062 for the 20%-down payment. That payment is 28% of the median Christine household income of $94,018; at that income and 20% down, the 28% guideline points to a home of about $337,000.

20% down, 30-year conventional loan
Down payment$66,660
Loan amount$266,640
Principal and interest$1,794
Property taxes (0.86% a year)$239
Homeowners insurance (our estimate, 0.5% a year)$139
PMI$0
Total per month$2,171

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3.5% down, 30-year FHA loan
Down payment$11,666
Loan amount$327,263
Principal and interest$2,202
Property taxes (0.86% a year)$239
Homeowners insurance (our estimate, 0.5% a year)$139
FHA mortgage insurance$147
Total per month$2,727

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Questions about home buying in Christine

What is the median home value in Christine?

About $333,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Christine?

Homeowners pay a median $2,857 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Christine?

For the median home with 20% down at 7.11%, the payment is about $2,171 a month. Keeping that under 28% of gross income takes about $93,062 a year.

More about Christine

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data