The typical owner-occupied home in Bathgate is worth about $50,000, 80% below the North Dakota median of $249,900 and 85% below the national median of $332,700. 71% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Bathgate at a glance
| Bathgate | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $50,000 | $249,900 | $332,700 |
| Median property tax paid per year | – | $2,468 | $3,119 |
| Median household income | – | $76,657 | $80,734 |
| Homes lived in by their owners | 71% | 63% | 65% |
| Owner homes with a mortgage | 50% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,250 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 19.4% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1944 | 1982 | 1980 |
| Vacant homes | 0.0% | 12.3% | 10.1% |
| Population | 56 | 784,841 | 334,922,499 |
What a typical home costs per month in Bathgate
At this week's average 30-year rate of 7.11%, buying the median Bathgate home of $50,000 with 20% down costs about $336 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $419, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,389 for the 20%-down payment.
| Down payment | $10,000 |
|---|---|
| Loan amount | $40,000 |
| Principal and interest | $269 |
| Property taxes (1.10% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $336 |
Change the numbers in the calculator
| Down payment | $1,750 |
|---|---|
| Loan amount | $49,094 |
| Principal and interest | $330 |
| Property taxes (1.10% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $22 |
| Total per month | $419 |
Change the numbers in the calculator
Questions about home buying in Bathgate
What is the median home value in Bathgate?
About $50,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Bathgate?
For the median home with 20% down at 7.11%, the payment is about $336 a month. Keeping that under 28% of gross income takes about $14,389 a year.
More about Bathgate
- Mortgage Refinance in Bathgate
- Debt Relief in Bathgate
- Home Equity Loans in Bathgate
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data