The typical owner-occupied home in Aneta is worth about $72,500, 71% below the North Dakota median of $249,900 and 78% below the national median of $332,700. Owners pay a median $660 a year in property taxes, about 0.91% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $41,979 a year, so the median home costs 1.7 times the median income (3.3 times for North Dakota). 62% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.
Aneta at a glance
| Aneta | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $72,500 | $249,900 | $332,700 |
| Median property tax paid per year | $660 | $2,468 | $3,119 |
| Property tax as a share of value | 0.91% | 0.99% | 0.94% |
| Median household income | $41,979 | $76,657 | $80,734 |
| Homes lived in by their owners | 62% | 63% | 65% |
| Owner homes with a mortgage | 15% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,143 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 19.4% | 21.0% |
| Median rent | $471 | $954 | $1,413 |
| Rent as a share of renters' income | 20.0% | 25.0% | 30.6% |
| Median year homes were built | 1970 | 1982 | 1980 |
| Vacant homes | 29.4% | 12.3% | 10.1% |
| Population | 157 | 784,841 | 334,922,499 |
What a typical home costs per month in Aneta
At this week's average 30-year rate of 7.11%, buying the median Aneta home of $72,500 with 20% down costs about $475 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $596, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,373 for the 20%-down payment. That payment is 14% of the median Aneta household income of $41,979; at that income and 20% down, the 28% guideline points to a home of about $149,000.
The median rent here is $471 a month, so owning the median home costs about $4 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $14,500 |
|---|---|
| Loan amount | $58,000 |
| Principal and interest | $390 |
| Property taxes (0.91% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| PMI | $0 |
| Total per month | $475 |
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| Down payment | $2,538 |
|---|---|
| Loan amount | $71,187 |
| Principal and interest | $479 |
| Property taxes (0.91% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| FHA mortgage insurance | $32 |
| Total per month | $596 |
Change the numbers in the calculator
Questions about home buying in Aneta
What is the median home value in Aneta?
About $72,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Aneta?
Homeowners pay a median $660 a year, which is about 0.91% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Aneta?
For the median home with 20% down at 7.11%, the payment is about $475 a month. Keeping that under 28% of gross income takes about $20,373 a year.
More about Aneta
- Mortgage Refinance in Aneta
- Debt Relief in Aneta
- Home Equity Loans in Aneta
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data