The typical owner-occupied home in Zeeland is worth about $24,300, 90% below the North Dakota median of $249,900 and 93% below the national median of $332,700. Owners pay a median $387 a year in property taxes, about 1.59% of their home's value, higher than the North Dakota rate of 0.99%. The median household earns $33,750 a year, so the median home costs 0.7 times the median income (3.3 times for North Dakota). 92% of occupied homes here are lived in by their owners, and 5% of those owners still have a mortgage.
Zeeland at a glance
| Zeeland | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $24,300 | $249,900 | $332,700 |
| Median property tax paid per year | $387 | $2,468 | $3,119 |
| Property tax as a share of value | 1.59% | 0.99% | 0.94% |
| Median household income | $33,750 | $76,657 | $80,734 |
| Homes lived in by their owners | 92% | 63% | 65% |
| Owner homes with a mortgage | 5% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,762 | $1,963 |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1949 | 1982 | 1980 |
| Vacant homes | 40.8% | 12.3% | 10.1% |
| Population | 96 | 784,841 | 334,922,499 |
What a typical home costs per month in Zeeland
At this week's average 30-year rate of 7.11%, buying the median Zeeland home of $24,300 with 20% down costs about $173 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $214, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $7,418 for the 20%-down payment. That payment is 6% of the median Zeeland household income of $33,750; at that income and 20% down, the 28% guideline points to a home of about $111,000.
| Down payment | $4,860 |
|---|---|
| Loan amount | $19,440 |
| Principal and interest | $131 |
| Property taxes (1.59% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $10 |
| PMI | $0 |
| Total per month | $173 |
Change the numbers in the calculator
| Down payment | $850 |
|---|---|
| Loan amount | $23,860 |
| Principal and interest | $161 |
| Property taxes (1.59% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $10 |
| FHA mortgage insurance | $11 |
| Total per month | $214 |
Change the numbers in the calculator
Questions about home buying in Zeeland
What is the median home value in Zeeland?
About $24,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Zeeland?
Homeowners pay a median $387 a year, which is about 1.59% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Zeeland?
For the median home with 20% down at 7.11%, the payment is about $173 a month. Keeping that under 28% of gross income takes about $7,418 a year.
More about Zeeland
- Mortgage Refinance in Zeeland
- Debt Relief in Zeeland
- Home Equity Loans in Zeeland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data