The typical owner-occupied home in Tappen is worth about $64,400, 74% below the North Dakota median of $249,900 and 81% below the national median of $332,700. Owners pay a median $363 a year in property taxes, about 0.56% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $50,417 a year, so the median home costs 1.3 times the median income (3.3 times for North Dakota). 69% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.
Tappen at a glance
| Tappen | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $64,400 | $249,900 | $332,700 |
| Median property tax paid per year | $363 | $2,468 | $3,119 |
| Property tax as a share of value | 0.56% | 0.99% | 0.94% |
| Median household income | $50,417 | $76,657 | $80,734 |
| Homes lived in by their owners | 69% | 63% | 65% |
| Owner homes with a mortgage | 15% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,188 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 13.8% | 19.4% | 21.0% |
| Median rent | $640 | $954 | $1,413 |
| Rent as a share of renters' income | 13.6% | 25.0% | 30.6% |
| Median year homes were built | 1967 | 1982 | 1980 |
| Vacant homes | 10.7% | 12.3% | 10.1% |
| Population | 295 | 784,841 | 334,922,499 |
What a typical home costs per month in Tappen
At this week's average 30-year rate of 7.11%, buying the median Tappen home of $64,400 with 20% down costs about $403 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $511, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,292 for the 20%-down payment. That payment is 10% of the median Tappen household income of $50,417; at that income and 20% down, the 28% guideline points to a home of about $188,000.
The median rent here is $640 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,880 |
|---|---|
| Loan amount | $51,520 |
| Principal and interest | $347 |
| Property taxes (0.56% a year) | $30 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $403 |
Change the numbers in the calculator
| Down payment | $2,254 |
|---|---|
| Loan amount | $63,234 |
| Principal and interest | $425 |
| Property taxes (0.56% a year) | $30 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $28 |
| Total per month | $511 |
Change the numbers in the calculator
Questions about home buying in Tappen
What is the median home value in Tappen?
About $64,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Tappen?
Homeowners pay a median $363 a year, which is about 0.56% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Tappen?
For the median home with 20% down at 7.11%, the payment is about $403 a month. Keeping that under 28% of gross income takes about $17,292 a year.
More about Tappen
- Mortgage Refinance in Tappen
- Debt Relief in Tappen
- Home Equity Loans in Tappen
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data