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Buying a home in Hazelton, North Dakota

The typical owner-occupied home in Hazelton is worth about $80,600, 68% below the North Dakota median of $249,900 and 76% below the national median of $332,700. Owners pay a median $660 a year in property taxes, about 0.82% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $34,583 a year, so the median home costs 2.3 times the median income (3.3 times for North Dakota). 75% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Hazelton at a glance

Hazelton North Dakota U.S.
Median home value $80,600 $249,900 $332,700
Median property tax paid per year $660 $2,468 $3,119
Property tax as a share of value 0.82% 0.99% 0.94%
Median household income $34,583 $76,657 $80,734
Homes lived in by their owners 75% 63% 65%
Owner homes with a mortgage 41% 52% 61%
Median monthly costs, owners with a mortgage $1,268 $1,762 $1,963
Those costs as a share of the owners' income 37.2% 19.4% 21.0%
Median rent $904 $954 $1,413
Rent as a share of renters' income 33.7% 25.0% 30.6%
Median year homes were built 1938 1982 1980
Vacant homes 21.3% 12.3% 10.1%
Population 206 784,841 334,922,499

What a typical home costs per month in Hazelton

At this week's average 30-year rate of 7.11%, buying the median Hazelton home of $80,600 with 20% down costs about $522 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $657, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,389 for the 20%-down payment. That payment is 18% of the median Hazelton household income of $34,583; at that income and 20% down, the 28% guideline points to a home of about $124,000.

The median rent here is $904 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$16,120
Loan amount$64,480
Principal and interest$434
Property taxes (0.82% a year)$55
Homeowners insurance (our estimate, 0.5% a year)$34
PMI$0
Total per month$522

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3.5% down, 30-year FHA loan
Down payment$2,821
Loan amount$79,140
Principal and interest$532
Property taxes (0.82% a year)$55
Homeowners insurance (our estimate, 0.5% a year)$34
FHA mortgage insurance$36
Total per month$657

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Questions about home buying in Hazelton

What is the median home value in Hazelton?

About $80,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hazelton?

Homeowners pay a median $660 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hazelton?

For the median home with 20% down at 7.11%, the payment is about $522 a month. Keeping that under 28% of gross income takes about $22,389 a year.

More about Hazelton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data