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Buying a home in Noonan, North Dakota

The typical owner-occupied home in Noonan is worth about $70,000, 72% below the North Dakota median of $249,900 and 79% below the national median of $332,700. Owners pay a median $409 a year in property taxes, about 0.58% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $125,625 a year, so the median home costs 0.6 times the median income (3.3 times for North Dakota). 90% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Noonan at a glance

Noonan North Dakota U.S.
Median home value $70,000 $249,900 $332,700
Median property tax paid per year $409 $2,468 $3,119
Property tax as a share of value 0.58% 0.99% 0.94%
Median household income $125,625 $76,657 $80,734
Homes lived in by their owners 90% 63% 65%
Owner homes with a mortgage 19% 52% 61%
Median monthly costs, owners with a mortgage $1,521 $1,762 $1,963
Those costs as a share of the owners' income 20.3% 19.4% 21.0%
Median rent – $954 $1,413
Median year homes were built 1950 1982 1980
Vacant homes 35.9% 12.3% 10.1%
Population 163 784,841 334,922,499

What a typical home costs per month in Noonan

At this week's average 30-year rate of 7.11%, buying the median Noonan home of $70,000 with 20% down costs about $440 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $556, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,845 for the 20%-down payment. That payment is 4% of the median Noonan household income of $125,625; at that income and 20% down, the 28% guideline points to a home of about $467,000.

20% down, 30-year conventional loan
Down payment$14,000
Loan amount$56,000
Principal and interest$377
Property taxes (0.58% a year)$34
Homeowners insurance (our estimate, 0.5% a year)$29
PMI$0
Total per month$440

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3.5% down, 30-year FHA loan
Down payment$2,450
Loan amount$68,732
Principal and interest$462
Property taxes (0.58% a year)$34
Homeowners insurance (our estimate, 0.5% a year)$29
FHA mortgage insurance$31
Total per month$556

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Questions about home buying in Noonan

What is the median home value in Noonan?

About $70,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Noonan?

Homeowners pay a median $409 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Noonan?

For the median home with 20% down at 7.11%, the payment is about $440 a month. Keeping that under 28% of gross income takes about $18,845 a year.

More about Noonan

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data