The typical owner-occupied home in Kathryn is worth about $90,900, 64% below the North Dakota median of $249,900 and 73% below the national median of $332,700. Owners pay a median $591 a year in property taxes, about 0.65% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $80,156 a year, so the median home costs 1.1 times the median income (3.3 times for North Dakota). 86% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.
Kathryn at a glance
| Kathryn | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $90,900 | $249,900 | $332,700 |
| Median property tax paid per year | $591 | $2,468 | $3,119 |
| Property tax as a share of value | 0.65% | 0.99% | 0.94% |
| Median household income | $80,156 | $76,657 | $80,734 |
| Homes lived in by their owners | 86% | 63% | 65% |
| Owner homes with a mortgage | 12% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,762 | $1,963 |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1938 | 1982 | 1980 |
| Vacant homes | 27.5% | 12.3% | 10.1% |
| Population | 77 | 784,841 | 334,922,499 |
What a typical home costs per month in Kathryn
At this week's average 30-year rate of 7.11%, buying the median Kathryn home of $90,900 with 20% down costs about $576 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $728, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,699 for the 20%-down payment. That payment is 9% of the median Kathryn household income of $80,156; at that income and 20% down, the 28% guideline points to a home of about $295,000.
| Down payment | $18,180 |
|---|---|
| Loan amount | $72,720 |
| Principal and interest | $489 |
| Property taxes (0.65% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $576 |
Change the numbers in the calculator
| Down payment | $3,182 |
|---|---|
| Loan amount | $89,254 |
| Principal and interest | $600 |
| Property taxes (0.65% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $728 |
Change the numbers in the calculator
Questions about home buying in Kathryn
What is the median home value in Kathryn?
About $90,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kathryn?
Homeowners pay a median $591 a year, which is about 0.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kathryn?
For the median home with 20% down at 7.11%, the payment is about $576 a month. Keeping that under 28% of gross income takes about $24,699 a year.
More about Kathryn
- Mortgage Refinance in Kathryn
- Debt Relief in Kathryn
- Home Equity Loans in Kathryn
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data