The typical owner-occupied home in Yorktown Heights is worth about $618,400, 46% above the New York median of $423,800 and 86% above the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.62% of their home's value, close to the New York rate of 1.55%. The median household earns $186,961 a year, so the median home costs 3.3 times the median income (4.9 times for New York). 81% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
Yorktown Heights at a glance
| Yorktown Heights | New York | U.S. | |
|---|---|---|---|
| Median home value | $618,400 | $423,800 | $332,700 |
| Median property tax paid per year | $10,001 | $6,582 | $3,119 |
| Property tax as a share of value | 1.62% | 1.55% | 0.94% |
| Median household income | $186,961 | $85,974 | $80,734 |
| Homes lived in by their owners | 81% | 54% | 65% |
| Owner homes with a mortgage | 77% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $3,431 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 17.2% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Rent as a share of renters' income | 31.6% | 31.2% | 30.6% |
| Median year homes were built | 1958 | 1959 | 1980 |
| Vacant homes | 4.3% | 10.0% | 10.1% |
| Population | 1,966 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Yorktown Heights
At this week's average 30-year rate of 7.11%, buying the median Yorktown Heights home of $618,400 with 20% down costs about $4,421 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,451, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $189,451 for the 20%-down payment. That payment is 28% of the median Yorktown Heights household income of $186,961; at that income and 20% down, the 28% guideline points to a home of about $610,000.
| Down payment | $123,680 |
|---|---|
| Loan amount | $494,720 |
| Principal and interest | $3,328 |
| Property taxes (1.62% a year) | $835 |
| Homeowners insurance (our estimate, 0.5% a year) | $258 |
| PMI | $0 |
| Total per month | $4,421 |
Change the numbers in the calculator
| Down payment | $21,644 |
|---|---|
| Loan amount | $607,199 |
| Principal and interest | $4,085 |
| Property taxes (1.62% a year) | $835 |
| Homeowners insurance (our estimate, 0.5% a year) | $258 |
| FHA mortgage insurance | $274 |
| Total per month | $5,451 |
Change the numbers in the calculator
Questions about home buying in Yorktown Heights
What is the median home value in Yorktown Heights?
About $618,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Yorktown Heights?
Homeowners pay a median $10,001 a year, which is about 1.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Yorktown Heights?
For the median home with 20% down at 7.11%, the payment is about $4,421 a month. Keeping that under 28% of gross income takes about $189,451 a year.
More about Yorktown Heights
- Mortgage Refinance in Yorktown Heights
- Debt Relief in Yorktown Heights
- Home Equity Loans in Yorktown Heights
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data