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Buying a home in Tarrytown, New York

The typical owner-occupied home in Tarrytown is worth about $685,300, 62% above the New York median of $423,800 and 2.1 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.46% of their home's value, lower than the New York rate of 1.55%. The median household earns $107,106 a year, so the median home costs 6.4 times the median income (4.9 times for New York). 57% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Tarrytown at a glance

Tarrytown New York U.S.
Median home value $685,300 $423,800 $332,700
Median property tax paid per year $10,001 $6,582 $3,119
Property tax as a share of value 1.46% 1.55% 0.94%
Median household income $107,106 $85,974 $80,734
Homes lived in by their owners 57% 54% 65%
Owner homes with a mortgage 54% 58% 61%
Median monthly costs, owners with a mortgage $4,001 $2,555 $1,963
Those costs as a share of the owners' income 23.1% 22.5% 21.0%
Median rent $2,121 $1,621 $1,413
Rent as a share of renters' income 28.6% 31.2% 30.6%
Median year homes were built 1955 1959 1980
Vacant homes 5.3% 10.0% 10.1%
Population 11,784 19,852,366 334,922,499

What a typical home costs per month in Tarrytown

At this week's average 30-year rate of 7.11%, buying the median Tarrytown home of $685,300 with 20% down costs about $4,807 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,949, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $206,030 for the 20%-down payment. That payment is 54% of the median Tarrytown household income of $107,106; at that income and 20% down, the 28% guideline points to a home of about $356,000.

The median rent here is $2,121 a month, so owning the median home costs about $2,686 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$137,060
Loan amount$548,240
Principal and interest$3,688
Property taxes (1.46% a year)$834
Homeowners insurance (our estimate, 0.5% a year)$286
PMI$0
Total per month$4,807

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3.5% down, 30-year FHA loan
Down payment$23,986
Loan amount$672,888
Principal and interest$4,527
Property taxes (1.46% a year)$834
Homeowners insurance (our estimate, 0.5% a year)$286
FHA mortgage insurance$303
Total per month$5,949

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Questions about home buying in Tarrytown

What is the median home value in Tarrytown?

About $685,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Tarrytown?

Homeowners pay a median $10,001 a year, which is about 1.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Tarrytown?

For the median home with 20% down at 7.11%, the payment is about $4,807 a month. Keeping that under 28% of gross income takes about $206,030 a year.

More about Tarrytown

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data