The typical owner-occupied home in Parishville is worth about $96,800, 77% below the New York median of $423,800 and 71% below the national median of $332,700. Owners pay a median $2,333 a year in property taxes, about 2.41% of their home's value, higher than the New York rate of 1.55%. The median household earns $76,719 a year, so the median home costs 1.3 times the median income (4.9 times for New York). 71% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Parishville at a glance
| Parishville | New York | U.S. | |
|---|---|---|---|
| Median home value | $96,800 | $423,800 | $332,700 |
| Median property tax paid per year | $2,333 | $6,582 | $3,119 |
| Property tax as a share of value | 2.41% | 1.55% | 0.94% |
| Median household income | $76,719 | $85,974 | $80,734 |
| Homes lived in by their owners | 71% | 54% | 65% |
| Owner homes with a mortgage | 46% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,149 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 14.8% | 22.5% | 21.0% |
| Median rent | $885 | $1,621 | $1,413 |
| Rent as a share of renters' income | 36.8% | 31.2% | 30.6% |
| Median year homes were built | 1962 | 1959 | 1980 |
| Vacant homes | 22.5% | 10.0% | 10.1% |
| Population | 634 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Parishville
At this week's average 30-year rate of 7.11%, buying the median Parishville home of $96,800 with 20% down costs about $756 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $917, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,386 for the 20%-down payment. That payment is 12% of the median Parishville household income of $76,719; at that income and 20% down, the 28% guideline points to a home of about $229,000.
The median rent here is $885 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,360 |
|---|---|
| Loan amount | $77,440 |
| Principal and interest | $521 |
| Property taxes (2.41% a year) | $194 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $756 |
Change the numbers in the calculator
| Down payment | $3,388 |
|---|---|
| Loan amount | $95,047 |
| Principal and interest | $639 |
| Property taxes (2.41% a year) | $194 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $917 |
Change the numbers in the calculator
Questions about home buying in Parishville
What is the median home value in Parishville?
About $96,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Parishville?
Homeowners pay a median $2,333 a year, which is about 2.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Parishville?
For the median home with 20% down at 7.11%, the payment is about $756 a month. Keeping that under 28% of gross income takes about $32,386 a year.
More about Parishville
- Mortgage Refinance in Parishville
- Debt Relief in Parishville
- Home Equity Loans in Parishville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data