The typical owner-occupied home in Hailesboro is worth about $153,000, 64% below the New York median of $423,800 and 54% below the national median of $332,700. The median household earns $64,375 a year, so the median home costs 2.4 times the median income (4.9 times for New York). 70% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Hailesboro at a glance
| Hailesboro | New York | U.S. | |
|---|---|---|---|
| Median home value | $153,000 | $423,800 | $332,700 |
| Median property tax paid per year | – | $6,582 | $3,119 |
| Median household income | $64,375 | $85,974 | $80,734 |
| Homes lived in by their owners | 70% | 54% | 65% |
| Owner homes with a mortgage | 38% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,329 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 14.9% | 22.5% | 21.0% |
| Median rent | $875 | $1,621 | $1,413 |
| Rent as a share of renters' income | 25.8% | 31.2% | 30.6% |
| Median year homes were built | 1963 | 1959 | 1980 |
| Vacant homes | 0.0% | 10.0% | 10.1% |
| Population | 583 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Hailesboro
At this week's average 30-year rate of 7.11%, buying the median Hailesboro home of $153,000 with 20% down costs about $1,027 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,282, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,031 for the 20%-down payment. That payment is 19% of the median Hailesboro household income of $64,375; at that income and 20% down, the 28% guideline points to a home of about $224,000.
The median rent here is $875 a month, so owning the median home costs about $152 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $30,600 |
|---|---|
| Loan amount | $122,400 |
| Principal and interest | $823 |
| Property taxes (1.10% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $1,027 |
Change the numbers in the calculator
| Down payment | $5,355 |
|---|---|
| Loan amount | $150,229 |
| Principal and interest | $1,011 |
| Property taxes (1.10% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,282 |
Change the numbers in the calculator
Questions about home buying in Hailesboro
What is the median home value in Hailesboro?
About $153,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Hailesboro?
For the median home with 20% down at 7.11%, the payment is about $1,027 a month. Keeping that under 28% of gross income takes about $44,031 a year.
More about Hailesboro
- Mortgage Refinance in Hailesboro
- Debt Relief in Hailesboro
- Home Equity Loans in Hailesboro
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data