The typical owner-occupied home in Schuyler Lake is worth about $83,000, 80% below the New York median of $423,800 and 75% below the national median of $332,700. Owners pay a median $1,250 a year in property taxes, about 1.51% of their home's value, close to the New York rate of 1.55%. The median household earns $70,000 a year, so the median home costs 1.2 times the median income (4.9 times for New York). 100% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Schuyler Lake at a glance
| Schuyler Lake | New York | U.S. | |
|---|---|---|---|
| Median home value | $83,000 | $423,800 | $332,700 |
| Median property tax paid per year | $1,250 | $6,582 | $3,119 |
| Property tax as a share of value | 1.51% | 1.55% | 0.94% |
| Median household income | $70,000 | $85,974 | $80,734 |
| Homes lived in by their owners | 100% | 54% | 65% |
| Owner homes with a mortgage | 25% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,097 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 57.7% | 10.0% | 10.1% |
| Population | 83 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Schuyler Lake
At this week's average 30-year rate of 7.11%, buying the median Schuyler Lake home of $83,000 with 20% down costs about $586 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $724, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,102 for the 20%-down payment. That payment is 10% of the median Schuyler Lake household income of $70,000; at that income and 20% down, the 28% guideline points to a home of about $231,000.
| Down payment | $16,600 |
|---|---|
| Loan amount | $66,400 |
| Principal and interest | $447 |
| Property taxes (1.51% a year) | $104 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $586 |
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| Down payment | $2,905 |
|---|---|
| Loan amount | $81,497 |
| Principal and interest | $548 |
| Property taxes (1.51% a year) | $104 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $37 |
| Total per month | $724 |
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Questions about home buying in Schuyler Lake
What is the median home value in Schuyler Lake?
About $83,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Schuyler Lake?
Homeowners pay a median $1,250 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Schuyler Lake?
For the median home with 20% down at 7.11%, the payment is about $586 a month. Keeping that under 28% of gross income takes about $25,102 a year.
More about Schuyler Lake
- Mortgage Refinance in Schuyler Lake
- Debt Relief in Schuyler Lake
- Home Equity Loans in Schuyler Lake
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data