The typical owner-occupied home in East Worcester is worth about $108,800, 74% below the New York median of $423,800 and 67% below the national median of $332,700. Owners pay a median $1,942 a year in property taxes, about 1.78% of their home's value, higher than the New York rate of 1.55%. 92% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
East Worcester at a glance
| East Worcester | New York | U.S. | |
|---|---|---|---|
| Median home value | $108,800 | $423,800 | $332,700 |
| Median property tax paid per year | $1,942 | $6,582 | $3,119 |
| Property tax as a share of value | 1.78% | 1.55% | 0.94% |
| Median household income | – | $85,974 | $80,734 |
| Homes lived in by their owners | 92% | 54% | 65% |
| Owner homes with a mortgage | 55% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,561 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 21.5% | 10.0% | 10.1% |
| Population | 270 | 19,852,366 | 334,922,499 |
What a typical home costs per month in East Worcester
At this week's average 30-year rate of 7.11%, buying the median East Worcester home of $108,800 with 20% down costs about $792 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $973, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,953 for the 20%-down payment.
| Down payment | $21,760 |
|---|---|
| Loan amount | $87,040 |
| Principal and interest | $586 |
| Property taxes (1.78% a year) | $161 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $792 |
Change the numbers in the calculator
| Down payment | $3,808 |
|---|---|
| Loan amount | $106,829 |
| Principal and interest | $719 |
| Property taxes (1.78% a year) | $161 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $973 |
Change the numbers in the calculator
Questions about home buying in East Worcester
What is the median home value in East Worcester?
About $108,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in East Worcester?
Homeowners pay a median $1,942 a year, which is about 1.78% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in East Worcester?
For the median home with 20% down at 7.11%, the payment is about $792 a month. Keeping that under 28% of gross income takes about $33,953 a year.
More about East Worcester
- Mortgage Refinance in East Worcester
- Debt Relief in East Worcester
- Home Equity Loans in East Worcester
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data