The typical owner-occupied home in Parish is worth about $129,300, 69% below the New York median of $423,800 and 61% below the national median of $332,700. Owners pay a median $3,363 a year in property taxes, about 2.60% of their home's value, higher than the New York rate of 1.55%. The median household earns $88,333 a year, so the median home costs 1.5 times the median income (4.9 times for New York). 71% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Parish at a glance
| Parish | New York | U.S. | |
|---|---|---|---|
| Median home value | $129,300 | $423,800 | $332,700 |
| Median property tax paid per year | $3,363 | $6,582 | $3,119 |
| Property tax as a share of value | 2.60% | 1.55% | 0.94% |
| Median household income | $88,333 | $85,974 | $80,734 |
| Homes lived in by their owners | 71% | 54% | 65% |
| Owner homes with a mortgage | 68% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,487 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 18.7% | 22.5% | 21.0% |
| Median rent | $781 | $1,621 | $1,413 |
| Rent as a share of renters' income | 22.1% | 31.2% | 30.6% |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 12.4% | 10.0% | 10.1% |
| Population | 601 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Parish
At this week's average 30-year rate of 7.11%, buying the median Parish home of $129,300 with 20% down costs about $1,030 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,245, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,138 for the 20%-down payment. That payment is 14% of the median Parish household income of $88,333; at that income and 20% down, the 28% guideline points to a home of about $259,000.
The median rent here is $781 a month, so owning the median home costs about $249 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $25,860 |
|---|---|
| Loan amount | $103,440 |
| Principal and interest | $696 |
| Property taxes (2.60% a year) | $280 |
| Homeowners insurance (our estimate, 0.5% a year) | $54 |
| PMI | $0 |
| Total per month | $1,030 |
Change the numbers in the calculator
| Down payment | $4,526 |
|---|---|
| Loan amount | $126,958 |
| Principal and interest | $854 |
| Property taxes (2.60% a year) | $280 |
| Homeowners insurance (our estimate, 0.5% a year) | $54 |
| FHA mortgage insurance | $57 |
| Total per month | $1,245 |
Change the numbers in the calculator
Questions about home buying in Parish
What is the median home value in Parish?
About $129,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Parish?
Homeowners pay a median $3,363 a year, which is about 2.60% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Parish?
For the median home with 20% down at 7.11%, the payment is about $1,030 a month. Keeping that under 28% of gross income takes about $44,138 a year.
More about Parish
- Mortgage Refinance in Parish
- Debt Relief in Parish
- Home Equity Loans in Parish
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data