The typical owner-occupied home in Constantia is worth about $175,700, 59% below the New York median of $423,800 and 47% below the national median of $332,700. Owners pay a median $4,012 a year in property taxes, about 2.28% of their home's value, higher than the New York rate of 1.55%. The median household earns $107,885 a year, so the median home costs 1.6 times the median income (4.9 times for New York). 99% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Constantia at a glance
| Constantia | New York | U.S. | |
|---|---|---|---|
| Median home value | $175,700 | $423,800 | $332,700 |
| Median property tax paid per year | $4,012 | $6,582 | $3,119 |
| Property tax as a share of value | 2.28% | 1.55% | 0.94% |
| Median household income | $107,885 | $85,974 | $80,734 |
| Homes lived in by their owners | 99% | 54% | 65% |
| Owner homes with a mortgage | 42% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,146 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 13.7% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1964 | 1959 | 1980 |
| Vacant homes | 20.9% | 10.0% | 10.1% |
| Population | 1,371 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Constantia
At this week's average 30-year rate of 7.11%, buying the median Constantia home of $175,700 with 20% down costs about $1,353 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,645, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,969 for the 20%-down payment. That payment is 15% of the median Constantia household income of $107,885; at that income and 20% down, the 28% guideline points to a home of about $327,000.
| Down payment | $35,140 |
|---|---|
| Loan amount | $140,560 |
| Principal and interest | $946 |
| Property taxes (2.28% a year) | $334 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,353 |
Change the numbers in the calculator
| Down payment | $6,150 |
|---|---|
| Loan amount | $172,518 |
| Principal and interest | $1,161 |
| Property taxes (2.28% a year) | $334 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $78 |
| Total per month | $1,645 |
Change the numbers in the calculator
Questions about home buying in Constantia
What is the median home value in Constantia?
About $175,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Constantia?
Homeowners pay a median $4,012 a year, which is about 2.28% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Constantia?
For the median home with 20% down at 7.11%, the payment is about $1,353 a month. Keeping that under 28% of gross income takes about $57,969 a year.
More about Constantia
- Mortgage Refinance in Constantia
- Debt Relief in Constantia
- Home Equity Loans in Constantia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data