The typical owner-occupied home in Plainview is worth about $796,300, 88% above the New York median of $423,800 and 2.4 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.26% of their home's value, lower than the New York rate of 1.55%. The median household earns $189,906 a year, so the median home costs 4.2 times the median income (4.9 times for New York). 93% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Plainview at a glance
| Plainview | New York | U.S. | |
|---|---|---|---|
| Median home value | $796,300 | $423,800 | $332,700 |
| Median property tax paid per year | $10,001 | $6,582 | $3,119 |
| Property tax as a share of value | 1.26% | 1.55% | 0.94% |
| Median household income | $189,906 | $85,974 | $80,734 |
| Homes lived in by their owners | 93% | 54% | 65% |
| Owner homes with a mortgage | 60% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 22.7% | 22.5% | 21.0% |
| Median rent | $3,392 | $1,621 | $1,413 |
| Rent as a share of renters' income | 34.3% | 31.2% | 30.6% |
| Median year homes were built | 1957 | 1959 | 1980 |
| Vacant homes | 3.6% | 10.0% | 10.1% |
| Population | 25,982 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Plainview
At this week's average 30-year rate of 7.11%, buying the median Plainview home of $796,300 with 20% down costs about $5,453 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,908, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $233,714 for the 20%-down payment. That payment is 34% of the median Plainview household income of $189,906; at that income and 20% down, the 28% guideline points to a home of about $647,000.
The median rent here is $3,392 a month, so owning the median home costs about $2,061 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $159,260 |
|---|---|
| Loan amount | $637,040 |
| Principal and interest | $4,285 |
| Property taxes (1.26% a year) | $836 |
| Homeowners insurance (our estimate, 0.5% a year) | $332 |
| PMI | $0 |
| Total per month | $5,453 |
Change the numbers in the calculator
| Down payment | $27,870 |
|---|---|
| Loan amount | $781,877 |
| Principal and interest | $5,260 |
| Property taxes (1.26% a year) | $836 |
| Homeowners insurance (our estimate, 0.5% a year) | $332 |
| FHA mortgage insurance | $480 |
| Total per month | $6,908 |
Change the numbers in the calculator
Questions about home buying in Plainview
What is the median home value in Plainview?
About $796,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Plainview?
Homeowners pay a median $10,001 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Plainview?
For the median home with 20% down at 7.11%, the payment is about $5,453 a month. Keeping that under 28% of gross income takes about $233,714 a year.
More about Plainview
- Mortgage Refinance in Plainview
- Debt Relief in Plainview
- Home Equity Loans in Plainview
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data