The typical owner-occupied home in Bethpage is worth about $605,900, 43% above the New York median of $423,800 and 82% above the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.65% of their home's value, higher than the New York rate of 1.55%. The median household earns $122,257 a year, so the median home costs 5.0 times the median income (4.9 times for New York). 91% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Bethpage at a glance
| Bethpage | New York | U.S. | |
|---|---|---|---|
| Median home value | $605,900 | $423,800 | $332,700 |
| Median property tax paid per year | $10,001 | $6,582 | $3,119 |
| Property tax as a share of value | 1.65% | 1.55% | 0.94% |
| Median household income | $122,257 | $85,974 | $80,734 |
| Homes lived in by their owners | 91% | 54% | 65% |
| Owner homes with a mortgage | 57% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $3,352 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 25.4% | 22.5% | 21.0% |
| Median rent | $2,014 | $1,621 | $1,413 |
| Rent as a share of renters' income | 41.0% | 31.2% | 30.6% |
| Median year homes were built | 1957 | 1959 | 1980 |
| Vacant homes | 1.3% | 10.0% | 10.1% |
| Population | 17,123 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Bethpage
At this week's average 30-year rate of 7.11%, buying the median Bethpage home of $605,900 with 20% down costs about $4,346 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,356, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $186,270 for the 20%-down payment. That payment is 43% of the median Bethpage household income of $122,257; at that income and 20% down, the 28% guideline points to a home of about $398,000.
The median rent here is $2,014 a month, so owning the median home costs about $2,332 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $121,180 |
|---|---|
| Loan amount | $484,720 |
| Principal and interest | $3,261 |
| Property taxes (1.65% a year) | $833 |
| Homeowners insurance (our estimate, 0.5% a year) | $252 |
| PMI | $0 |
| Total per month | $4,346 |
Change the numbers in the calculator
| Down payment | $21,206 |
|---|---|
| Loan amount | $594,926 |
| Principal and interest | $4,002 |
| Property taxes (1.65% a year) | $833 |
| Homeowners insurance (our estimate, 0.5% a year) | $252 |
| FHA mortgage insurance | $268 |
| Total per month | $5,356 |
Change the numbers in the calculator
Questions about home buying in Bethpage
What is the median home value in Bethpage?
About $605,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bethpage?
Homeowners pay a median $10,001 a year, which is about 1.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bethpage?
For the median home with 20% down at 7.11%, the payment is about $4,346 a month. Keeping that under 28% of gross income takes about $186,270 a year.
More about Bethpage
- Mortgage Refinance in Bethpage
- Debt Relief in Bethpage
- Home Equity Loans in Bethpage
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data