The typical owner-occupied home in Piffard is worth about $123,400, 71% below the New York median of $423,800 and 63% below the national median of $332,700. Owners pay a median $2,823 a year in property taxes, about 2.29% of their home's value, higher than the New York rate of 1.55%. The median household earns $47,000 a year, so the median home costs 2.6 times the median income (4.9 times for New York). 100% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Piffard at a glance
| Piffard | New York | U.S. | |
|---|---|---|---|
| Median home value | $123,400 | $423,800 | $332,700 |
| Median property tax paid per year | $2,823 | $6,582 | $3,119 |
| Property tax as a share of value | 2.29% | 1.55% | 0.94% |
| Median household income | $47,000 | $85,974 | $80,734 |
| Homes lived in by their owners | 100% | 54% | 65% |
| Owner homes with a mortgage | 34% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,384 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 35.3% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1971 | 1959 | 1980 |
| Vacant homes | 0.0% | 10.0% | 10.1% |
| Population | 199 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Piffard
At this week's average 30-year rate of 7.11%, buying the median Piffard home of $123,400 with 20% down costs about $951 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,157, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,758 for the 20%-down payment. That payment is 24% of the median Piffard household income of $47,000; at that income and 20% down, the 28% guideline points to a home of about $142,000.
| Down payment | $24,680 |
|---|---|
| Loan amount | $98,720 |
| Principal and interest | $664 |
| Property taxes (2.29% a year) | $235 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| PMI | $0 |
| Total per month | $951 |
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| Down payment | $4,319 |
|---|---|
| Loan amount | $121,165 |
| Principal and interest | $815 |
| Property taxes (2.29% a year) | $235 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| FHA mortgage insurance | $55 |
| Total per month | $1,157 |
Change the numbers in the calculator
Questions about home buying in Piffard
What is the median home value in Piffard?
About $123,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Piffard?
Homeowners pay a median $2,823 a year, which is about 2.29% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Piffard?
For the median home with 20% down at 7.11%, the payment is about $951 a month. Keeping that under 28% of gross income takes about $40,758 a year.
More about Piffard
- Mortgage Refinance in Piffard
- Debt Relief in Piffard
- Home Equity Loans in Piffard
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data