The typical owner-occupied home in Livonia Center is worth about $153,800, 64% below the New York median of $423,800 and 54% below the national median of $332,700. The median household earns $65,037 a year, so the median home costs 2.4 times the median income (4.9 times for New York). 86% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Livonia Center at a glance
| Livonia Center | New York | U.S. | |
|---|---|---|---|
| Median home value | $153,800 | $423,800 | $332,700 |
| Median property tax paid per year | – | $6,582 | $3,119 |
| Median household income | $65,037 | $85,974 | $80,734 |
| Homes lived in by their owners | 86% | 54% | 65% |
| Owner homes with a mortgage | 64% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $999 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 24.9% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 14.8% | 10.0% | 10.1% |
| Population | 366 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Livonia Center
At this week's average 30-year rate of 7.11%, buying the median Livonia Center home of $153,800 with 20% down costs about $1,033 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,289, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,262 for the 20%-down payment. That payment is 19% of the median Livonia Center household income of $65,037; at that income and 20% down, the 28% guideline points to a home of about $226,000.
| Down payment | $30,760 |
|---|---|
| Loan amount | $123,040 |
| Principal and interest | $828 |
| Property taxes (1.10% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $1,033 |
Change the numbers in the calculator
| Down payment | $5,383 |
|---|---|
| Loan amount | $151,014 |
| Principal and interest | $1,016 |
| Property taxes (1.10% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,289 |
Change the numbers in the calculator
Questions about home buying in Livonia Center
What is the median home value in Livonia Center?
About $153,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Livonia Center?
For the median home with 20% down at 7.11%, the payment is about $1,033 a month. Keeping that under 28% of gross income takes about $44,262 a year.
More about Livonia Center
- Mortgage Refinance in Livonia Center
- Debt Relief in Livonia Center
- Home Equity Loans in Livonia Center
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data