The typical owner-occupied home in Hunter is worth about $460,000, 9% above the New York median of $423,800 and 38% above the national median of $332,700. Owners pay a median $4,613 a year in property taxes, about 1.00% of their home's value, lower than the New York rate of 1.55%. The median household earns $40,083 a year, so the median home costs 11.5 times the median income (4.9 times for New York). 50% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Hunter at a glance
| Hunter | New York | U.S. | |
|---|---|---|---|
| Median home value | $460,000 | $423,800 | $332,700 |
| Median property tax paid per year | $4,613 | $6,582 | $3,119 |
| Property tax as a share of value | 1.00% | 1.55% | 0.94% |
| Median household income | $40,083 | $85,974 | $80,734 |
| Homes lived in by their owners | 50% | 54% | 65% |
| Owner homes with a mortgage | 17% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,555 | $1,963 |
| Median rent | – | $1,621 | $1,413 |
| Rent as a share of renters' income | 30.3% | 31.2% | 30.6% |
| Median year homes were built | 1976 | 1959 | 1980 |
| Vacant homes | 83.2% | 10.0% | 10.1% |
| Population | 156 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Hunter
At this week's average 30-year rate of 7.11%, buying the median Hunter home of $460,000 with 20% down costs about $3,051 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,817, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $130,738 for the 20%-down payment. That payment is 91% of the median Hunter household income of $40,083; at that income and 20% down, the 28% guideline points to a home of about $141,000.
| Down payment | $92,000 |
|---|---|
| Loan amount | $368,000 |
| Principal and interest | $2,476 |
| Property taxes (1.00% a year) | $383 |
| Homeowners insurance (our estimate, 0.5% a year) | $192 |
| PMI | $0 |
| Total per month | $3,051 |
Change the numbers in the calculator
| Down payment | $16,100 |
|---|---|
| Loan amount | $451,668 |
| Principal and interest | $3,038 |
| Property taxes (1.00% a year) | $383 |
| Homeowners insurance (our estimate, 0.5% a year) | $192 |
| FHA mortgage insurance | $203 |
| Total per month | $3,817 |
Change the numbers in the calculator
Questions about home buying in Hunter
What is the median home value in Hunter?
About $460,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hunter?
Homeowners pay a median $4,613 a year, which is about 1.00% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hunter?
For the median home with 20% down at 7.11%, the payment is about $3,051 a month. Keeping that under 28% of gross income takes about $130,738 a year.
More about Hunter
- Mortgage Refinance in Hunter
- Debt Relief in Hunter
- Home Equity Loans in Hunter
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data