The typical owner-occupied home in Coxsackie is worth about $300,300, 29% below the New York median of $423,800 and 10% below the national median of $332,700. Owners pay a median $3,976 a year in property taxes, about 1.32% of their home's value, lower than the New York rate of 1.55%. The median household earns $70,500 a year, so the median home costs 4.3 times the median income (4.9 times for New York). 63% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Coxsackie at a glance
| Coxsackie | New York | U.S. | |
|---|---|---|---|
| Median home value | $300,300 | $423,800 | $332,700 |
| Median property tax paid per year | $3,976 | $6,582 | $3,119 |
| Property tax as a share of value | 1.32% | 1.55% | 0.94% |
| Median household income | $70,500 | $85,974 | $80,734 |
| Homes lived in by their owners | 63% | 54% | 65% |
| Owner homes with a mortgage | 74% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,907 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 22.5% | 21.0% |
| Median rent | $862 | $1,621 | $1,413 |
| Rent as a share of renters' income | 24.2% | 31.2% | 30.6% |
| Median year homes were built | 1947 | 1959 | 1980 |
| Vacant homes | 11.1% | 10.0% | 10.1% |
| Population | 2,737 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Coxsackie
At this week's average 30-year rate of 7.11%, buying the median Coxsackie home of $300,300 with 20% down costs about $2,072 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,572, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $88,782 for the 20%-down payment. That payment is 35% of the median Coxsackie household income of $70,500; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $862 a month, so owning the median home costs about $1,210 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $60,060 |
|---|---|
| Loan amount | $240,240 |
| Principal and interest | $1,616 |
| Property taxes (1.32% a year) | $330 |
| Homeowners insurance (our estimate, 0.5% a year) | $125 |
| PMI | $0 |
| Total per month | $2,072 |
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| Down payment | $10,510 |
|---|---|
| Loan amount | $294,861 |
| Principal and interest | $1,984 |
| Property taxes (1.32% a year) | $330 |
| Homeowners insurance (our estimate, 0.5% a year) | $125 |
| FHA mortgage insurance | $133 |
| Total per month | $2,572 |
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Questions about home buying in Coxsackie
What is the median home value in Coxsackie?
About $300,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Coxsackie?
Homeowners pay a median $3,976 a year, which is about 1.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Coxsackie?
For the median home with 20% down at 7.11%, the payment is about $2,072 a month. Keeping that under 28% of gross income takes about $88,782 a year.
More about Coxsackie
- Mortgage Refinance in Coxsackie
- Debt Relief in Coxsackie
- Home Equity Loans in Coxsackie
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data