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Buying a home in Wingdale, New York

The typical owner-occupied home in Wingdale is worth about $299,400, 29% below the New York median of $423,800 and 10% below the national median of $332,700. Owners pay a median $5,712 a year in property taxes, about 1.91% of their home's value, higher than the New York rate of 1.55%. 53% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Wingdale at a glance

Wingdale New York U.S.
Median home value $299,400 $423,800 $332,700
Median property tax paid per year $5,712 $6,582 $3,119
Property tax as a share of value 1.91% 1.55% 0.94%
Median household income – $85,974 $80,734
Homes lived in by their owners 53% 54% 65%
Owner homes with a mortgage 46% 58% 61%
Median monthly costs, owners with a mortgage $2,395 $2,555 $1,963
Those costs as a share of the owners' income 17.8% 22.5% 21.0%
Median rent $1,146 $1,621 $1,413
Rent as a share of renters' income 32.8% 31.2% 30.6%
Median year homes were built 1966 1959 1980
Vacant homes 1.6% 10.0% 10.1%
Population 1,234 19,852,366 334,922,499

What a typical home costs per month in Wingdale

At this week's average 30-year rate of 7.11%, buying the median Wingdale home of $299,400 with 20% down costs about $2,213 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,711, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $94,824 for the 20%-down payment.

The median rent here is $1,146 a month, so owning the median home costs about $1,067 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$59,880
Loan amount$239,520
Principal and interest$1,611
Property taxes (1.91% a year)$477
Homeowners insurance (our estimate, 0.5% a year)$125
PMI$0
Total per month$2,213

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3.5% down, 30-year FHA loan
Down payment$10,479
Loan amount$293,977
Principal and interest$1,978
Property taxes (1.91% a year)$477
Homeowners insurance (our estimate, 0.5% a year)$125
FHA mortgage insurance$132
Total per month$2,711

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Questions about home buying in Wingdale

What is the median home value in Wingdale?

About $299,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wingdale?

Homeowners pay a median $5,712 a year, which is about 1.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wingdale?

For the median home with 20% down at 7.11%, the payment is about $2,213 a month. Keeping that under 28% of gross income takes about $94,824 a year.

More about Wingdale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data