The typical owner-occupied home in Shiloh is worth about $244,000, 46% below the New Jersey median of $454,400 and 27% below the national median of $332,700. Owners pay a median $5,212 a year in property taxes, about 2.14% of their home's value, close to the New Jersey rate of 2.11%. The median household earns $70,625 a year, so the median home costs 3.5 times the median income (4.4 times for New Jersey). 95% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Shiloh at a glance
| Shiloh | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $244,000 | $454,400 | $332,700 |
| Median property tax paid per year | $5,212 | $9,590 | $3,119 |
| Property tax as a share of value | 2.14% | 2.11% | 0.94% |
| Median household income | $70,625 | $103,556 | $80,734 |
| Homes lived in by their owners | 95% | 64% | 65% |
| Owner homes with a mortgage | 42% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,500 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 27.6% | 22.9% | 21.0% |
| Median rent | – | $1,720 | $1,413 |
| Median year homes were built | 1951 | 1970 | 1980 |
| Vacant homes | 4.3% | 7.5% | 10.1% |
| Population | 228 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Shiloh
At this week's average 30-year rate of 7.11%, buying the median Shiloh home of $244,000 with 20% down costs about $1,850 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,256, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $79,282 for the 20%-down payment. That payment is 31% of the median Shiloh household income of $70,625; at that income and 20% down, the 28% guideline points to a home of about $217,000.
| Down payment | $48,800 |
|---|---|
| Loan amount | $195,200 |
| Principal and interest | $1,313 |
| Property taxes (2.14% a year) | $435 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| PMI | $0 |
| Total per month | $1,850 |
Change the numbers in the calculator
| Down payment | $8,540 |
|---|---|
| Loan amount | $239,581 |
| Principal and interest | $1,612 |
| Property taxes (2.14% a year) | $435 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| FHA mortgage insurance | $108 |
| Total per month | $2,256 |
Change the numbers in the calculator
Questions about home buying in Shiloh
What is the median home value in Shiloh?
About $244,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Shiloh?
Homeowners pay a median $5,212 a year, which is about 2.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Shiloh?
For the median home with 20% down at 7.11%, the payment is about $1,850 a month. Keeping that under 28% of gross income takes about $79,282 a year.
More about Shiloh
- Mortgage Refinance in Shiloh
- Debt Relief in Shiloh
- Home Equity Loans in Shiloh
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data