The typical owner-occupied home in Bridgeton is worth about $145,500, 68% below the New Jersey median of $454,400 and 56% below the national median of $332,700. Owners pay a median $4,110 a year in property taxes, about 2.82% of their home's value, higher than the New Jersey rate of 2.11%. The median household earns $55,781 a year, so the median home costs 2.6 times the median income (4.4 times for New Jersey). 36% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Bridgeton at a glance
| Bridgeton | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $145,500 | $454,400 | $332,700 |
| Median property tax paid per year | $4,110 | $9,590 | $3,119 |
| Property tax as a share of value | 2.82% | 2.11% | 0.94% |
| Median household income | $55,781 | $103,556 | $80,734 |
| Homes lived in by their owners | 36% | 64% | 65% |
| Owner homes with a mortgage | 51% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,818 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 29.3% | 22.9% | 21.0% |
| Median rent | $1,340 | $1,720 | $1,413 |
| Rent as a share of renters' income | 31.5% | 30.9% | 30.6% |
| Median year homes were built | 1956 | 1970 | 1980 |
| Vacant homes | 6.3% | 7.5% | 10.1% |
| Population | 27,001 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Bridgeton
At this week's average 30-year rate of 7.11%, buying the median Bridgeton home of $145,500 with 20% down costs about $1,186 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,428, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,811 for the 20%-down payment. That payment is 26% of the median Bridgeton household income of $55,781; at that income and 20% down, the 28% guideline points to a home of about $160,000.
The median rent here is $1,340 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $29,100 |
|---|---|
| Loan amount | $116,400 |
| Principal and interest | $783 |
| Property taxes (2.82% a year) | $342 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| PMI | $0 |
| Total per month | $1,186 |
Change the numbers in the calculator
| Down payment | $5,092 |
|---|---|
| Loan amount | $142,865 |
| Principal and interest | $961 |
| Property taxes (2.82% a year) | $342 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| FHA mortgage insurance | $64 |
| Total per month | $1,428 |
Change the numbers in the calculator
Questions about home buying in Bridgeton
What is the median home value in Bridgeton?
About $145,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bridgeton?
Homeowners pay a median $4,110 a year, which is about 2.82% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bridgeton?
For the median home with 20% down at 7.11%, the payment is about $1,186 a month. Keeping that under 28% of gross income takes about $50,811 a year.
More about Bridgeton
- Mortgage Refinance in Bridgeton
- Debt Relief in Bridgeton
- Home Equity Loans in Bridgeton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data