The typical owner-occupied home in Rosenhayn is worth about $226,400, 50% below the New Jersey median of $454,400 and 32% below the national median of $332,700. Owners pay a median $4,705 a year in property taxes, about 2.08% of their home's value, close to the New Jersey rate of 2.11%. The median household earns $64,760 a year, so the median home costs 3.5 times the median income (4.4 times for New Jersey). 83% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Rosenhayn at a glance
| Rosenhayn | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $226,400 | $454,400 | $332,700 |
| Median property tax paid per year | $4,705 | $9,590 | $3,119 |
| Property tax as a share of value | 2.08% | 2.11% | 0.94% |
| Median household income | $64,760 | $103,556 | $80,734 |
| Homes lived in by their owners | 83% | 64% | 65% |
| Owner homes with a mortgage | 64% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,909 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 45.3% | 22.9% | 21.0% |
| Median rent | $1,423 | $1,720 | $1,413 |
| Rent as a share of renters' income | 21.8% | 30.9% | 30.6% |
| Median year homes were built | 1974 | 1970 | 1980 |
| Vacant homes | 2.6% | 7.5% | 10.1% |
| Population | 1,308 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Rosenhayn
At this week's average 30-year rate of 7.11%, buying the median Rosenhayn home of $226,400 with 20% down costs about $1,705 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,082, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $73,079 for the 20%-down payment. That payment is 32% of the median Rosenhayn household income of $64,760; at that income and 20% down, the 28% guideline points to a home of about $201,000.
The median rent here is $1,423 a month, so owning the median home costs about $282 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $45,280 |
|---|---|
| Loan amount | $181,120 |
| Principal and interest | $1,218 |
| Property taxes (2.08% a year) | $392 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| PMI | $0 |
| Total per month | $1,705 |
Change the numbers in the calculator
| Down payment | $7,924 |
|---|---|
| Loan amount | $222,299 |
| Principal and interest | $1,495 |
| Property taxes (2.08% a year) | $392 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| FHA mortgage insurance | $100 |
| Total per month | $2,082 |
Change the numbers in the calculator
Questions about home buying in Rosenhayn
What is the median home value in Rosenhayn?
About $226,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rosenhayn?
Homeowners pay a median $4,705 a year, which is about 2.08% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rosenhayn?
For the median home with 20% down at 7.11%, the payment is about $1,705 a month. Keeping that under 28% of gross income takes about $73,079 a year.
More about Rosenhayn
- Mortgage Refinance in Rosenhayn
- Debt Relief in Rosenhayn
- Home Equity Loans in Rosenhayn
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data