The typical owner-occupied home in Hampton is worth about $545,300, 35% above the New Hampshire median of $402,500 and 64% above the national median of $332,700. Owners pay a median $6,872 a year in property taxes, about 1.26% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $97,163 a year, so the median home costs 5.6 times the median income (4.1 times for New Hampshire). 75% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Hampton at a glance
| Hampton | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $545,300 | $402,500 | $332,700 |
| Median property tax paid per year | $6,872 | $6,667 | $3,119 |
| Property tax as a share of value | 1.26% | 1.66% | 0.94% |
| Median household income | $97,163 | $99,031 | $80,734 |
| Homes lived in by their owners | 75% | 73% | 65% |
| Owner homes with a mortgage | 67% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,720 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 23.5% | 21.9% | 21.0% |
| Median rent | $1,654 | $1,491 | $1,413 |
| Rent as a share of renters' income | 29.6% | 29.4% | 30.6% |
| Median year homes were built | 1979 | 1979 | 1980 |
| Vacant homes | 3.1% | 14.3% | 10.1% |
| Population | 10,101 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Hampton
At this week's average 30-year rate of 7.11%, buying the median Hampton home of $545,300 with 20% down costs about $3,734 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,643, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $160,045 for the 20%-down payment. That payment is 46% of the median Hampton household income of $97,163; at that income and 20% down, the 28% guideline points to a home of about $331,000.
The median rent here is $1,654 a month, so owning the median home costs about $2,080 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $109,060 |
|---|---|
| Loan amount | $436,240 |
| Principal and interest | $2,935 |
| Property taxes (1.26% a year) | $573 |
| Homeowners insurance (our estimate, 0.5% a year) | $227 |
| PMI | $0 |
| Total per month | $3,734 |
Change the numbers in the calculator
| Down payment | $19,086 |
|---|---|
| Loan amount | $535,423 |
| Principal and interest | $3,602 |
| Property taxes (1.26% a year) | $573 |
| Homeowners insurance (our estimate, 0.5% a year) | $227 |
| FHA mortgage insurance | $241 |
| Total per month | $4,643 |
Change the numbers in the calculator
Questions about home buying in Hampton
What is the median home value in Hampton?
About $545,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hampton?
Homeowners pay a median $6,872 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hampton?
For the median home with 20% down at 7.11%, the payment is about $3,734 a month. Keeping that under 28% of gross income takes about $160,045 a year.
More about Hampton
- Mortgage Refinance in Hampton
- Debt Relief in Hampton
- Home Equity Loans in Hampton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data