The typical owner-occupied home in West Stewartstown is worth about $27,600, 93% below the New Hampshire median of $402,500 and 92% below the national median of $332,700. Owners pay a median $909 a year in property taxes, about 3.29% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $80,167 a year, so the median home costs 0.3 times the median income (4.1 times for New Hampshire). 84% of occupied homes here are lived in by their owners, and 6% of those owners still have a mortgage.
West Stewartstown at a glance
| West Stewartstown | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $27,600 | $402,500 | $332,700 |
| Median property tax paid per year | $909 | $6,667 | $3,119 |
| Property tax as a share of value | 3.29% | 1.66% | 0.94% |
| Median household income | $80,167 | $99,031 | $80,734 |
| Homes lived in by their owners | 84% | 73% | 65% |
| Owner homes with a mortgage | 6% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,367 | $1,963 |
| Median rent | $1,141 | $1,491 | $1,413 |
| Rent as a share of renters' income | 25.6% | 29.4% | 30.6% |
| Median year homes were built | 1982 | 1979 | 1980 |
| Vacant homes | 34.8% | 14.3% | 10.1% |
| Population | 312 | 1,394,868 | 334,922,499 |
What a typical home costs per month in West Stewartstown
At this week's average 30-year rate of 7.11%, buying the median West Stewartstown home of $27,600 with 20% down costs about $236 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $282, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,101 for the 20%-down payment. That payment is 4% of the median West Stewartstown household income of $80,167; at that income and 20% down, the 28% guideline points to a home of about $219,000.
The median rent here is $1,141 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $5,520 |
|---|---|
| Loan amount | $22,080 |
| Principal and interest | $149 |
| Property taxes (3.29% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $12 |
| PMI | $0 |
| Total per month | $236 |
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| Down payment | $966 |
|---|---|
| Loan amount | $27,100 |
| Principal and interest | $182 |
| Property taxes (3.29% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $12 |
| FHA mortgage insurance | $12 |
| Total per month | $282 |
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Questions about home buying in West Stewartstown
What is the median home value in West Stewartstown?
About $27,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in West Stewartstown?
Homeowners pay a median $909 a year, which is about 3.29% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in West Stewartstown?
For the median home with 20% down at 7.11%, the payment is about $236 a month. Keeping that under 28% of gross income takes about $10,101 a year.
More about West Stewartstown
- Mortgage Refinance in West Stewartstown
- Debt Relief in West Stewartstown
- Home Equity Loans in West Stewartstown
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data