The typical owner-occupied home in New Hampton is worth about $298,200, 26% below the New Hampshire median of $402,500 and 10% below the national median of $332,700. Owners pay a median $4,290 a year in property taxes, about 1.44% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $105,938 a year, so the median home costs 2.8 times the median income (4.1 times for New Hampshire). 96% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
New Hampton at a glance
| New Hampton | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $298,200 | $402,500 | $332,700 |
| Median property tax paid per year | $4,290 | $6,667 | $3,119 |
| Property tax as a share of value | 1.44% | 1.66% | 0.94% |
| Median household income | $105,938 | $99,031 | $80,734 |
| Homes lived in by their owners | 96% | 73% | 65% |
| Owner homes with a mortgage | 77% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,661 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 22.0% | 21.9% | 21.0% |
| Median rent | – | $1,491 | $1,413 |
| Median year homes were built | 1972 | 1979 | 1980 |
| Vacant homes | 21.3% | 14.3% | 10.1% |
| Population | 302 | 1,394,868 | 334,922,499 |
What a typical home costs per month in New Hampton
At this week's average 30-year rate of 7.11%, buying the median New Hampton home of $298,200 with 20% down costs about $2,087 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,584, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,439 for the 20%-down payment. That payment is 24% of the median New Hampton household income of $105,938; at that income and 20% down, the 28% guideline points to a home of about $353,000.
| Down payment | $59,640 |
|---|---|
| Loan amount | $238,560 |
| Principal and interest | $1,605 |
| Property taxes (1.44% a year) | $358 |
| Homeowners insurance (our estimate, 0.5% a year) | $124 |
| PMI | $0 |
| Total per month | $2,087 |
Change the numbers in the calculator
| Down payment | $10,437 |
|---|---|
| Loan amount | $292,799 |
| Principal and interest | $1,970 |
| Property taxes (1.44% a year) | $358 |
| Homeowners insurance (our estimate, 0.5% a year) | $124 |
| FHA mortgage insurance | $132 |
| Total per month | $2,584 |
Change the numbers in the calculator
Questions about home buying in New Hampton
What is the median home value in New Hampton?
About $298,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in New Hampton?
Homeowners pay a median $4,290 a year, which is about 1.44% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in New Hampton?
For the median home with 20% down at 7.11%, the payment is about $2,087 a month. Keeping that under 28% of gross income takes about $89,439 a year.
More about New Hampton
- Mortgage Refinance in New Hampton
- Debt Relief in New Hampton
- Home Equity Loans in New Hampton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data