The typical owner-occupied home in Wadsworth is worth about $86,400, 80% below the Nevada median of $435,400 and 74% below the national median of $332,700. The median household earns $63,056 a year, so the median home costs 1.4 times the median income (5.6 times for Nevada). 63% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.
Wadsworth at a glance
| Wadsworth | Nevada | U.S. | |
|---|---|---|---|
| Median home value | $86,400 | $435,400 | $332,700 |
| Median property tax paid per year | – | $2,027 | $3,119 |
| Median household income | $63,056 | $78,260 | $80,734 |
| Homes lived in by their owners | 63% | 60% | 65% |
| Owner homes with a mortgage | 15% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $983 | $1,932 | $1,963 |
| Those costs as a share of the owners' income | 23.6% | 22.3% | 21.0% |
| Median rent | $950 | $1,597 | $1,413 |
| Rent as a share of renters' income | 15.9% | 33.1% | 30.6% |
| Median year homes were built | 1983 | 1996 | 1980 |
| Vacant homes | 12.9% | 9.3% | 10.1% |
| Population | 705 | 3,184,612 | 334,922,499 |
What a typical home costs per month in Wadsworth
At this week's average 30-year rate of 7.11%, buying the median Wadsworth home of $86,400 with 20% down costs about $580 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $724, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,864 for the 20%-down payment. That payment is 11% of the median Wadsworth household income of $63,056; at that income and 20% down, the 28% guideline points to a home of about $219,000.
The median rent here is $950 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,280 |
|---|---|
| Loan amount | $69,120 |
| Principal and interest | $465 |
| Property taxes (1.10% a year) | $79 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| PMI | $0 |
| Total per month | $580 |
Change the numbers in the calculator
| Down payment | $3,024 |
|---|---|
| Loan amount | $84,835 |
| Principal and interest | $571 |
| Property taxes (1.10% a year) | $79 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| FHA mortgage insurance | $38 |
| Total per month | $724 |
Change the numbers in the calculator
Questions about home buying in Wadsworth
What is the median home value in Wadsworth?
About $86,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Wadsworth?
For the median home with 20% down at 7.11%, the payment is about $580 a month. Keeping that under 28% of gross income takes about $24,864 a year.
More about Wadsworth
- Mortgage Refinance in Wadsworth
- Debt Relief in Wadsworth
- Home Equity Loans in Wadsworth
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data