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Buying a home in Clark County, Nevada

The typical owner-occupied home in Clark County is worth about $431,000, about the same as the Nevada median of $435,400 and 30% above the national median of $332,700. Owners pay a median $2,057 a year in property taxes, about 0.48% of their home's value, close to the Nevada rate of 0.47%. The median household earns $76,472 a year, so the median home costs 5.6 times the median income (5.6 times for Nevada). 58% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Clark County at a glance

Clark County Nevada U.S.
Median home value $431,000 $435,400 $332,700
Median property tax paid per year $2,057 $2,027 $3,119
Property tax as a share of value 0.48% 0.47% 0.94%
Median household income $76,472 $78,260 $80,734
Homes lived in by their owners 58% 60% 65%
Owner homes with a mortgage 68% 66% 61%
Median monthly costs, owners with a mortgage $1,928 $1,932 $1,963
Those costs as a share of the owners' income 22.5% 22.3% 21.0%
Median rent $1,626 $1,597 $1,413
Rent as a share of renters' income 34.1% 33.1% 30.6%
Median year homes were built 1998 1996 1980
Vacant homes 9.1% 9.3% 10.1%
Population 2,329,548 3,184,612 334,922,499

What a typical home costs per month in Clark County

At this week's average 30-year rate of 7.11%, buying the median Clark County home of $431,000 with 20% down costs about $2,671 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,389, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $114,492 for the 20%-down payment. That payment is 42% of the median Clark County household income of $76,472; at that income and 20% down, the 28% guideline points to a home of about $288,000.

The median rent here is $1,626 a month, so owning the median home costs about $1,045 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$86,200
Loan amount$344,800
Principal and interest$2,319
Property taxes (0.48% a year)$172
Homeowners insurance (our estimate, 0.5% a year)$180
PMI$0
Total per month$2,671

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3.5% down, 30-year FHA loan
Down payment$15,085
Loan amount$423,194
Principal and interest$2,847
Property taxes (0.48% a year)$172
Homeowners insurance (our estimate, 0.5% a year)$180
FHA mortgage insurance$191
Total per month$3,389

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Questions about home buying in Clark County

What is the median home value in Clark County?

About $431,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Clark County?

Homeowners pay a median $2,057 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Clark County?

For the median home with 20% down at 7.11%, the payment is about $2,671 a month. Keeping that under 28% of gross income takes about $114,492 a year.

More about Clark County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data