The typical owner-occupied home in Clark County is worth about $431,000, about the same as the Nevada median of $435,400 and 30% above the national median of $332,700. Owners pay a median $2,057 a year in property taxes, about 0.48% of their home's value, close to the Nevada rate of 0.47%. The median household earns $76,472 a year, so the median home costs 5.6 times the median income (5.6 times for Nevada). 58% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Clark County at a glance
| Clark County | Nevada | U.S. | |
|---|---|---|---|
| Median home value | $431,000 | $435,400 | $332,700 |
| Median property tax paid per year | $2,057 | $2,027 | $3,119 |
| Property tax as a share of value | 0.48% | 0.47% | 0.94% |
| Median household income | $76,472 | $78,260 | $80,734 |
| Homes lived in by their owners | 58% | 60% | 65% |
| Owner homes with a mortgage | 68% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,928 | $1,932 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 22.3% | 21.0% |
| Median rent | $1,626 | $1,597 | $1,413 |
| Rent as a share of renters' income | 34.1% | 33.1% | 30.6% |
| Median year homes were built | 1998 | 1996 | 1980 |
| Vacant homes | 9.1% | 9.3% | 10.1% |
| Population | 2,329,548 | 3,184,612 | 334,922,499 |
What a typical home costs per month in Clark County
At this week's average 30-year rate of 7.11%, buying the median Clark County home of $431,000 with 20% down costs about $2,671 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,389, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $114,492 for the 20%-down payment. That payment is 42% of the median Clark County household income of $76,472; at that income and 20% down, the 28% guideline points to a home of about $288,000.
The median rent here is $1,626 a month, so owning the median home costs about $1,045 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $86,200 |
|---|---|
| Loan amount | $344,800 |
| Principal and interest | $2,319 |
| Property taxes (0.48% a year) | $172 |
| Homeowners insurance (our estimate, 0.5% a year) | $180 |
| PMI | $0 |
| Total per month | $2,671 |
Change the numbers in the calculator
| Down payment | $15,085 |
|---|---|
| Loan amount | $423,194 |
| Principal and interest | $2,847 |
| Property taxes (0.48% a year) | $172 |
| Homeowners insurance (our estimate, 0.5% a year) | $180 |
| FHA mortgage insurance | $191 |
| Total per month | $3,389 |
Change the numbers in the calculator
Questions about home buying in Clark County
What is the median home value in Clark County?
About $431,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clark County?
Homeowners pay a median $2,057 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clark County?
For the median home with 20% down at 7.11%, the payment is about $2,671 a month. Keeping that under 28% of gross income takes about $114,492 a year.
More about Clark County
- Mortgage Refinance in Clark County
- Debt Relief in Clark County
- Home Equity Loans in Clark County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
