The typical owner-occupied home in Incline Village is worth about $1,454,600, 3.3 times the Nevada median of $435,400 and 4.4 times the national median of $332,700. Owners pay a median $6,313 a year in property taxes, about 0.43% of their home's value, lower than the Nevada rate of 0.47%. The median household earns $167,069 a year, so the median home costs 8.7 times the median income (5.6 times for Nevada). 71% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.
Incline Village at a glance
| Incline Village | Nevada | U.S. | |
|---|---|---|---|
| Median home value | $1,454,600 | $435,400 | $332,700 |
| Median property tax paid per year | $6,313 | $2,027 | $3,119 |
| Property tax as a share of value | 0.43% | 0.47% | 0.94% |
| Median household income | $167,069 | $78,260 | $80,734 |
| Homes lived in by their owners | 71% | 60% | 65% |
| Owner homes with a mortgage | 58% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $3,376 | $1,932 | $1,963 |
| Those costs as a share of the owners' income | 23.6% | 22.3% | 21.0% |
| Median rent | $1,961 | $1,597 | $1,413 |
| Rent as a share of renters' income | 24.4% | 33.1% | 30.6% |
| Median year homes were built | 1981 | 1996 | 1980 |
| Vacant homes | 48.4% | 9.3% | 10.1% |
| Population | 9,272 | 3,184,612 | 334,922,499 |
What a typical home costs per month in Incline Village
At this week's average 30-year rate of 7.11%, buying the median Incline Village home of $1,454,600 with 20% down costs about $8,955 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $11,613, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $383,806 for the 20%-down payment. That payment is 64% of the median Incline Village household income of $167,069; at that income and 20% down, the 28% guideline points to a home of about $633,000.
The median rent here is $1,961 a month, so owning the median home costs about $6,994 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $290,920 |
|---|---|
| Loan amount | $1,163,680 |
| Principal and interest | $7,828 |
| Property taxes (0.43% a year) | $521 |
| Homeowners insurance (our estimate, 0.5% a year) | $606 |
| PMI | $0 |
| Total per month | $8,955 |
Change the numbers in the calculator
| Down payment | $50,911 |
|---|---|
| Loan amount | $1,428,254 |
| Principal and interest | $9,608 |
| Property taxes (0.43% a year) | $521 |
| Homeowners insurance (our estimate, 0.5% a year) | $606 |
| FHA mortgage insurance | $877 |
| Total per month | $11,613 |
Change the numbers in the calculator
Questions about home buying in Incline Village
What is the median home value in Incline Village?
About $1,454,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Incline Village?
Homeowners pay a median $6,313 a year, which is about 0.43% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Incline Village?
For the median home with 20% down at 7.11%, the payment is about $8,955 a month. Keeping that under 28% of gross income takes about $383,806 a year.
More about Incline Village
- Mortgage Refinance in Incline Village
- Debt Relief in Incline Village
- Home Equity Loans in Incline Village
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data