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Buying a home in Verdi, Nevada

The typical owner-occupied home in Verdi is worth about $661,000, 52% above the Nevada median of $435,400 and 99% above the national median of $332,700. Owners pay a median $2,745 a year in property taxes, about 0.42% of their home's value, lower than the Nevada rate of 0.47%. The median household earns $80,670 a year, so the median home costs 8.2 times the median income (5.6 times for Nevada). 89% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.

Verdi at a glance

Verdi Nevada U.S.
Median home value $661,000 $435,400 $332,700
Median property tax paid per year $2,745 $2,027 $3,119
Property tax as a share of value 0.42% 0.47% 0.94%
Median household income $80,670 $78,260 $80,734
Homes lived in by their owners 89% 60% 65%
Owner homes with a mortgage 63% 66% 61%
Median monthly costs, owners with a mortgage $2,120 $1,932 $1,963
Those costs as a share of the owners' income 27.9% 22.3% 21.0%
Median rent – $1,597 $1,413
Median year homes were built 1986 1996 1980
Vacant homes 0.0% 9.3% 10.1%
Population 1,012 3,184,612 334,922,499

What a typical home costs per month in Verdi

At this week's average 30-year rate of 7.11%, buying the median Verdi home of $661,000 with 20% down costs about $4,064 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,165, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $174,173 for the 20%-down payment. That payment is 60% of the median Verdi household income of $80,670; at that income and 20% down, the 28% guideline points to a home of about $306,000.

20% down, 30-year conventional loan
Down payment$132,200
Loan amount$528,800
Principal and interest$3,557
Property taxes (0.42% a year)$231
Homeowners insurance (our estimate, 0.5% a year)$275
PMI$0
Total per month$4,064

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3.5% down, 30-year FHA loan
Down payment$23,135
Loan amount$649,028
Principal and interest$4,366
Property taxes (0.42% a year)$231
Homeowners insurance (our estimate, 0.5% a year)$275
FHA mortgage insurance$292
Total per month$5,165

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Questions about home buying in Verdi

What is the median home value in Verdi?

About $661,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Verdi?

Homeowners pay a median $2,745 a year, which is about 0.42% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Verdi?

For the median home with 20% down at 7.11%, the payment is about $4,064 a month. Keeping that under 28% of gross income takes about $174,173 a year.

More about Verdi

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data