Home / Home Buying by state / Montana / Sanders County / Noxon

Buying a home in Noxon, Montana

The typical owner-occupied home in Noxon is worth about $197,500, 47% below the Montana median of $375,800 and 41% below the national median of $332,700. Owners pay a median $900 a year in property taxes, about 0.46% of their home's value, lower than the Montana rate of 0.72%. The median household earns $60,167 a year, so the median home costs 3.3 times the median income (5.2 times for Montana). 95% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Noxon at a glance

Noxon Montana U.S.
Median home value $197,500 $375,800 $332,700
Median property tax paid per year $900 $2,693 $3,119
Property tax as a share of value 0.46% 0.72% 0.94%
Median household income $60,167 $72,509 $80,734
Homes lived in by their owners 95% 69% 65%
Owner homes with a mortgage 47% 55% 61%
Median monthly costs, owners with a mortgage $1,102 $1,798 $1,963
Those costs as a share of the owners' income 17.8% 21.9% 21.0%
Median rent – $1,081 $1,413
Median year homes were built 1978 1981 1980
Vacant homes 17.8% 13.2% 10.1%
Population 209 1,116,875 334,922,499

What a typical home costs per month in Noxon

At this week's average 30-year rate of 7.11%, buying the median Noxon home of $197,500 with 20% down costs about $1,221 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,550, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,323 for the 20%-down payment. That payment is 24% of the median Noxon household income of $60,167; at that income and 20% down, the 28% guideline points to a home of about $227,000.

20% down, 30-year conventional loan
Down payment$39,500
Loan amount$158,000
Principal and interest$1,063
Property taxes (0.46% a year)$76
Homeowners insurance (our estimate, 0.5% a year)$82
PMI$0
Total per month$1,221

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$6,912
Loan amount$193,923
Principal and interest$1,305
Property taxes (0.46% a year)$76
Homeowners insurance (our estimate, 0.5% a year)$82
FHA mortgage insurance$87
Total per month$1,550

Change the numbers in the calculator

Questions about home buying in Noxon

What is the median home value in Noxon?

About $197,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Noxon?

Homeowners pay a median $900 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Noxon?

For the median home with 20% down at 7.11%, the payment is about $1,221 a month. Keeping that under 28% of gross income takes about $52,323 a year.

More about Noxon

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data