Home / Home Buying by state / Minnesota / Polk County / Winger

Buying a home in Winger, Minnesota

The typical owner-occupied home in Winger is worth about $91,300, 72% below the Minnesota median of $329,300 and 73% below the national median of $332,700. Owners pay a median $1,083 a year in property taxes, about 1.19% of their home's value, higher than the Minnesota rate of 1.02%. The median household earns $48,229 a year, so the median home costs 1.9 times the median income (3.7 times for Minnesota). 65% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Winger at a glance

Winger Minnesota U.S.
Median home value $91,300 $329,300 $332,700
Median property tax paid per year $1,083 $3,357 $3,119
Property tax as a share of value 1.19% 1.02% 0.94%
Median household income $48,229 $89,062 $80,734
Homes lived in by their owners 65% 72% 65%
Owner homes with a mortgage 71% 64% 61%
Median monthly costs, owners with a mortgage $1,193 $1,947 $1,963
Those costs as a share of the owners' income 24.2% 19.7% 21.0%
Median rent – $1,280 $1,413
Rent as a share of renters' income 32.5% 29.2% 30.6%
Median year homes were built 1953 1979 1980
Vacant homes 21.1% 9.3% 10.1%
Population 157 5,739,445 334,922,499

What a typical home costs per month in Winger

At this week's average 30-year rate of 7.11%, buying the median Winger home of $91,300 with 20% down costs about $620 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $772, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,568 for the 20%-down payment. That payment is 15% of the median Winger household income of $48,229; at that income and 20% down, the 28% guideline points to a home of about $166,000.

20% down, 30-year conventional loan
Down payment$18,260
Loan amount$73,040
Principal and interest$491
Property taxes (1.19% a year)$91
Homeowners insurance (our estimate, 0.5% a year)$38
PMI$0
Total per month$620

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$3,196
Loan amount$89,646
Principal and interest$603
Property taxes (1.19% a year)$91
Homeowners insurance (our estimate, 0.5% a year)$38
FHA mortgage insurance$40
Total per month$772

Change the numbers in the calculator

Questions about home buying in Winger

What is the median home value in Winger?

About $91,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Winger?

Homeowners pay a median $1,083 a year, which is about 1.19% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Winger?

For the median home with 20% down at 7.11%, the payment is about $620 a month. Keeping that under 28% of gross income takes about $26,568 a year.

More about Winger

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data