The typical owner-occupied home in Crow Wing County is worth about $306,800, 7% below the Minnesota median of $329,300 and 8% below the national median of $332,700. Owners pay a median $2,283 a year in property taxes, about 0.74% of their home's value, lower than the Minnesota rate of 1.02%. The median household earns $72,589 a year, so the median home costs 4.2 times the median income (3.7 times for Minnesota). 77% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Crow Wing County at a glance
| Crow Wing County | Minnesota | U.S. | |
|---|---|---|---|
| Median home value | $306,800 | $329,300 | $332,700 |
| Median property tax paid per year | $2,283 | $3,357 | $3,119 |
| Property tax as a share of value | 0.74% | 1.02% | 0.94% |
| Median household income | $72,589 | $89,062 | $80,734 |
| Homes lived in by their owners | 77% | 72% | 65% |
| Owner homes with a mortgage | 59% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,613 | $1,947 | $1,963 |
| Those costs as a share of the owners' income | 20.6% | 19.7% | 21.0% |
| Median rent | $971 | $1,280 | $1,413 |
| Rent as a share of renters' income | 28.0% | 29.2% | 30.6% |
| Median year homes were built | 1988 | 1979 | 1980 |
| Vacant homes | 31.1% | 9.3% | 10.1% |
| Population | 67,686 | 5,739,445 | 334,922,499 |
What a typical home costs per month in Crow Wing County
At this week's average 30-year rate of 7.11%, buying the median Crow Wing County home of $306,800 with 20% down costs about $1,968 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,479, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,348 for the 20%-down payment. That payment is 33% of the median Crow Wing County household income of $72,589; at that income and 20% down, the 28% guideline points to a home of about $264,000.
The median rent here is $971 a month, so owning the median home costs about $997 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $61,360 |
|---|---|
| Loan amount | $245,440 |
| Principal and interest | $1,651 |
| Property taxes (0.74% a year) | $189 |
| Homeowners insurance (our estimate, 0.5% a year) | $128 |
| PMI | $0 |
| Total per month | $1,968 |
Change the numbers in the calculator
| Down payment | $10,738 |
|---|---|
| Loan amount | $301,243 |
| Principal and interest | $2,026 |
| Property taxes (0.74% a year) | $189 |
| Homeowners insurance (our estimate, 0.5% a year) | $128 |
| FHA mortgage insurance | $136 |
| Total per month | $2,479 |
Change the numbers in the calculator
Questions about home buying in Crow Wing County
What is the median home value in Crow Wing County?
About $306,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crow Wing County?
Homeowners pay a median $2,283 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crow Wing County?
For the median home with 20% down at 7.11%, the payment is about $1,968 a month. Keeping that under 28% of gross income takes about $84,348 a year.
More about Crow Wing County
- Mortgage Refinance in Crow Wing County
- Debt Relief in Crow Wing County
- Home Equity Loans in Crow Wing County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data