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Buying a home in Green Harbor, Massachusetts

The typical owner-occupied home in Green Harbor is worth about $816,900, 45% above the Massachusetts median of $562,100 and 2.5 times the national median of $332,700. Owners pay a median $5,923 a year in property taxes, about 0.73% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $203,159 a year, so the median home costs 4.0 times the median income (5.4 times for Massachusetts). 100% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Green Harbor at a glance

Green Harbor Massachusetts U.S.
Median home value $816,900 $562,100 $332,700
Median property tax paid per year $5,923 $5,992 $3,119
Property tax as a share of value 0.73% 1.07% 0.94%
Median household income $203,159 $103,960 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 46% 66% 61%
Median monthly costs, owners with a mortgage $1,911 $2,726 $1,963
Those costs as a share of the owners' income 9.0% 21.9% 21.0%
Median rent – $1,762 $1,413
Median year homes were built 1952 1964 1980
Vacant homes 17.8% 8.1% 10.1%
Population 1,314 7,044,056 334,922,499

What a typical home costs per month in Green Harbor

At this week's average 30-year rate of 7.11%, buying the median Green Harbor home of $816,900 with 20% down costs about $5,234 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,726, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $224,297 for the 20%-down payment. That payment is 31% of the median Green Harbor household income of $203,159; at that income and 20% down, the 28% guideline points to a home of about $740,000.

20% down, 30-year conventional loan
Down payment$163,380
Loan amount$653,520
Principal and interest$4,396
Property taxes (0.73% a year)$497
Homeowners insurance (our estimate, 0.5% a year)$340
PMI$0
Total per month$5,234

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3.5% down, 30-year FHA loan
Down payment$28,592
Loan amount$802,104
Principal and interest$5,396
Property taxes (0.73% a year)$497
Homeowners insurance (our estimate, 0.5% a year)$340
FHA mortgage insurance$493
Total per month$6,726

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Questions about home buying in Green Harbor

What is the median home value in Green Harbor?

About $816,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Green Harbor?

Homeowners pay a median $5,923 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Green Harbor?

For the median home with 20% down at 7.11%, the payment is about $5,234 a month. Keeping that under 28% of gross income takes about $224,297 a year.

More about Green Harbor

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data