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Buying a home in Siasconset, Massachusetts

The typical owner-occupied home in Siasconset is worth about $1,652,200, 2.9 times the Massachusetts median of $562,100 and 5.0 times the national median of $332,700. Owners pay a median $3,438 a year in property taxes, about 0.21% of their home's value, lower than the Massachusetts rate of 1.07%. 94% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.

Siasconset at a glance

Siasconset Massachusetts U.S.
Median home value $1,652,200 $562,100 $332,700
Median property tax paid per year $3,438 $5,992 $3,119
Property tax as a share of value 0.21% 1.07% 0.94%
Median household income – $103,960 $80,734
Homes lived in by their owners 94% 63% 65%
Owner homes with a mortgage 31% 66% 61%
Median monthly costs, owners with a mortgage $4,001 $2,726 $1,963
Those costs as a share of the owners' income 43.6% 21.9% 21.0%
Median rent – $1,762 $1,413
Median year homes were built 1975 1964 1980
Vacant homes 91.2% 8.1% 10.1%
Population 204 7,044,056 334,922,499

What a typical home costs per month in Siasconset

At this week's average 30-year rate of 7.11%, buying the median Siasconset home of $1,652,200 with 20% down costs about $9,869 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $12,887, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $422,962 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$330,440
Loan amount$1,321,760
Principal and interest$8,892
Property taxes (0.21% a year)$289
Homeowners insurance (our estimate, 0.5% a year)$688
PMI$0
Total per month$9,869

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3.5% down, 30-year FHA loan
Down payment$57,827
Loan amount$1,622,275
Principal and interest$10,913
Property taxes (0.21% a year)$289
Homeowners insurance (our estimate, 0.5% a year)$688
FHA mortgage insurance$996
Total per month$12,887

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Questions about home buying in Siasconset

What is the median home value in Siasconset?

About $1,652,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Siasconset?

Homeowners pay a median $3,438 a year, which is about 0.21% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Siasconset?

For the median home with 20% down at 7.11%, the payment is about $9,869 a month. Keeping that under 28% of gross income takes about $422,962 a year.

More about Siasconset

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data