The typical owner-occupied home in Blandford is worth about $227,900, 59% below the Massachusetts median of $562,100 and 31% below the national median of $332,700. Owners pay a median $2,884 a year in property taxes, about 1.27% of their home's value, higher than the Massachusetts rate of 1.07%. The median household earns $92,174 a year, so the median home costs 2.5 times the median income (5.4 times for Massachusetts). 100% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Blandford at a glance
| Blandford | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $227,900 | $562,100 | $332,700 |
| Median property tax paid per year | $2,884 | $5,992 | $3,119 |
| Property tax as a share of value | 1.27% | 1.07% | 0.94% |
| Median household income | $92,174 | $103,960 | $80,734 |
| Homes lived in by their owners | 100% | 63% | 65% |
| Owner homes with a mortgage | 74% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,705 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 19.1% | 21.9% | 21.0% |
| Median rent | – | $1,762 | $1,413 |
| Median year homes were built | 1938 | 1964 | 1980 |
| Vacant homes | 6.6% | 8.1% | 10.1% |
| Population | 433 | 7,044,056 | 334,922,499 |
What a typical home costs per month in Blandford
At this week's average 30-year rate of 7.11%, buying the median Blandford home of $227,900 with 20% down costs about $1,563 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,942, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,970 for the 20%-down payment. That payment is 20% of the median Blandford household income of $92,174; at that income and 20% down, the 28% guideline points to a home of about $314,000.
| Down payment | $45,580 |
|---|---|
| Loan amount | $182,320 |
| Principal and interest | $1,226 |
| Property taxes (1.27% a year) | $241 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| PMI | $0 |
| Total per month | $1,563 |
Change the numbers in the calculator
| Down payment | $7,976 |
|---|---|
| Loan amount | $223,772 |
| Principal and interest | $1,505 |
| Property taxes (1.27% a year) | $241 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| FHA mortgage insurance | $101 |
| Total per month | $1,942 |
Change the numbers in the calculator
Questions about home buying in Blandford
What is the median home value in Blandford?
About $227,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Blandford?
Homeowners pay a median $2,884 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Blandford?
For the median home with 20% down at 7.11%, the payment is about $1,563 a month. Keeping that under 28% of gross income takes about $66,970 a year.
More about Blandford
- Mortgage Refinance in Blandford
- Debt Relief in Blandford
- Home Equity Loans in Blandford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data