The typical owner-occupied home in Accokeek is worth about $560,500, 33% above the Maryland median of $419,900 and 68% above the national median of $332,700. Owners pay a median $6,391 a year in property taxes, about 1.14% of their home's value, higher than the Maryland rate of 0.97%. The median household earns $150,815 a year, so the median home costs 3.7 times the median income (4.1 times for Maryland). 97% of occupied homes here are lived in by their owners, and 83% of those owners still have a mortgage.
Accokeek at a glance
| Accokeek | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $560,500 | $419,900 | $332,700 |
| Median property tax paid per year | $6,391 | $4,093 | $3,119 |
| Property tax as a share of value | 1.14% | 0.97% | 0.94% |
| Median household income | $150,815 | $103,678 | $80,734 |
| Homes lived in by their owners | 97% | 68% | 65% |
| Owner homes with a mortgage | 83% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $3,106 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 24.0% | 20.5% | 21.0% |
| Median rent | – | $1,705 | $1,413 |
| Rent as a share of renters' income | 14.0% | 30.8% | 30.6% |
| Median year homes were built | 1998 | 1979 | 1980 |
| Vacant homes | 1.1% | 7.7% | 10.1% |
| Population | 14,362 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Accokeek
At this week's average 30-year rate of 7.11%, buying the median Accokeek home of $560,500 with 20% down costs about $3,782 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,716, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $162,105 for the 20%-down payment. That payment is 30% of the median Accokeek household income of $150,815; at that income and 20% down, the 28% guideline points to a home of about $521,000.
| Down payment | $112,100 |
|---|---|
| Loan amount | $448,400 |
| Principal and interest | $3,016 |
| Property taxes (1.14% a year) | $532 |
| Homeowners insurance (our estimate, 0.5% a year) | $234 |
| PMI | $0 |
| Total per month | $3,782 |
Change the numbers in the calculator
| Down payment | $19,618 |
|---|---|
| Loan amount | $550,348 |
| Principal and interest | $3,702 |
| Property taxes (1.14% a year) | $532 |
| Homeowners insurance (our estimate, 0.5% a year) | $234 |
| FHA mortgage insurance | $248 |
| Total per month | $4,716 |
Change the numbers in the calculator
Questions about home buying in Accokeek
What is the median home value in Accokeek?
About $560,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Accokeek?
Homeowners pay a median $6,391 a year, which is about 1.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Accokeek?
For the median home with 20% down at 7.11%, the payment is about $3,782 a month. Keeping that under 28% of gross income takes about $162,105 a year.
More about Accokeek
- Mortgage Refinance in Accokeek
- Debt Relief in Accokeek
- Home Equity Loans in Accokeek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data