The typical owner-occupied home in Cabin John is worth about $1,312,900, 3.1 times the Maryland median of $419,900 and 3.9 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.76% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $250,001 a year, so the median home costs 5.3 times the median income (4.1 times for Maryland). 95% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Cabin John at a glance
| Cabin John | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $1,312,900 | $419,900 | $332,700 |
| Median property tax paid per year | $10,001 | $4,093 | $3,119 |
| Property tax as a share of value | 0.76% | 0.97% | 0.94% |
| Median household income | $250,001 | $103,678 | $80,734 |
| Homes lived in by their owners | 95% | 68% | 65% |
| Owner homes with a mortgage | 69% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 21.9% | 20.5% | 21.0% |
| Median rent | $3,501 | $1,705 | $1,413 |
| Rent as a share of renters' income | 22.5% | 30.8% | 30.6% |
| Median year homes were built | 1977 | 1979 | 1980 |
| Vacant homes | 8.6% | 7.7% | 10.1% |
| Population | 2,179 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Cabin John
At this week's average 30-year rate of 7.11%, buying the median Cabin John home of $1,312,900 with 20% down costs about $8,444 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $10,842, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $361,891 for the 20%-down payment. That payment is 41% of the median Cabin John household income of $250,001; at that income and 20% down, the 28% guideline points to a home of about $907,000.
The median rent here is $3,501 a month, so owning the median home costs about $4,943 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $262,580 |
|---|---|
| Loan amount | $1,050,320 |
| Principal and interest | $7,066 |
| Property taxes (0.76% a year) | $832 |
| Homeowners insurance (our estimate, 0.5% a year) | $547 |
| PMI | $0 |
| Total per month | $8,444 |
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| Down payment | $45,952 |
|---|---|
| Loan amount | $1,289,120 |
| Principal and interest | $8,672 |
| Property taxes (0.76% a year) | $832 |
| Homeowners insurance (our estimate, 0.5% a year) | $547 |
| FHA mortgage insurance | $792 |
| Total per month | $10,842 |
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Questions about home buying in Cabin John
What is the median home value in Cabin John?
About $1,312,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Cabin John?
Homeowners pay a median $10,001 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Cabin John?
For the median home with 20% down at 7.11%, the payment is about $8,444 a month. Keeping that under 28% of gross income takes about $361,891 a year.
More about Cabin John
- Mortgage Refinance in Cabin John
- Debt Relief in Cabin John
- Home Equity Loans in Cabin John
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data