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Buying a home in Huntingtown, Maryland

The typical owner-occupied home in Huntingtown is worth about $589,900, 40% above the Maryland median of $419,900 and 77% above the national median of $332,700. Owners pay a median $4,672 a year in property taxes, about 0.79% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $185,313 a year, so the median home costs 3.2 times the median income (4.1 times for Maryland). 93% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Huntingtown at a glance

Huntingtown Maryland U.S.
Median home value $589,900 $419,900 $332,700
Median property tax paid per year $4,672 $4,093 $3,119
Property tax as a share of value 0.79% 0.97% 0.94%
Median household income $185,313 $103,678 $80,734
Homes lived in by their owners 93% 68% 65%
Owner homes with a mortgage 75% 71% 61%
Median monthly costs, owners with a mortgage $2,853 $2,347 $1,963
Those costs as a share of the owners' income 18.8% 20.5% 21.0%
Median rent – $1,705 $1,413
Median year homes were built 1995 1979 1980
Vacant homes 4.7% 7.7% 10.1%
Population 2,689 6,206,011 334,922,499

What a typical home costs per month in Huntingtown

At this week's average 30-year rate of 7.11%, buying the median Huntingtown home of $589,900 with 20% down costs about $3,809 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,791, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $163,233 for the 20%-down payment. That payment is 25% of the median Huntingtown household income of $185,313; at that income and 20% down, the 28% guideline points to a home of about $670,000.

20% down, 30-year conventional loan
Down payment$117,980
Loan amount$471,920
Principal and interest$3,175
Property taxes (0.79% a year)$388
Homeowners insurance (our estimate, 0.5% a year)$246
PMI$0
Total per month$3,809

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3.5% down, 30-year FHA loan
Down payment$20,646
Loan amount$579,215
Principal and interest$3,896
Property taxes (0.79% a year)$388
Homeowners insurance (our estimate, 0.5% a year)$246
FHA mortgage insurance$261
Total per month$4,791

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Questions about home buying in Huntingtown

What is the median home value in Huntingtown?

About $589,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Huntingtown?

Homeowners pay a median $4,672 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Huntingtown?

For the median home with 20% down at 7.11%, the payment is about $3,809 a month. Keeping that under 28% of gross income takes about $163,233 a year.

More about Huntingtown

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data