The typical owner-occupied home in Crownsville is worth about $997,700, 2.4 times the Maryland median of $419,900 and 3.0 times the national median of $332,700. Owners pay a median $6,967 a year in property taxes, about 0.70% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $201,550 a year, so the median home costs 5.0 times the median income (4.1 times for Maryland). 100% of occupied homes here are lived in by their owners, and 88% of those owners still have a mortgage.
Crownsville at a glance
| Crownsville | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $997,700 | $419,900 | $332,700 |
| Median property tax paid per year | $6,967 | $4,093 | $3,119 |
| Property tax as a share of value | 0.70% | 0.97% | 0.94% |
| Median household income | $201,550 | $103,678 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 88% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $3,381 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 18.3% | 20.5% | 21.0% |
| Median rent | – | $1,705 | $1,413 |
| Median year homes were built | 1991 | 1979 | 1980 |
| Vacant homes | 2.2% | 7.7% | 10.1% |
| Population | 1,756 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Crownsville
At this week's average 30-year rate of 7.11%, buying the median Crownsville home of $997,700 with 20% down costs about $6,367 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $8,189, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $272,870 for the 20%-down payment. That payment is 38% of the median Crownsville household income of $201,550; at that income and 20% down, the 28% guideline points to a home of about $737,000.
| Down payment | $199,540 |
|---|---|
| Loan amount | $798,160 |
| Principal and interest | $5,369 |
| Property taxes (0.70% a year) | $582 |
| Homeowners insurance (our estimate, 0.5% a year) | $416 |
| PMI | $0 |
| Total per month | $6,367 |
Change the numbers in the calculator
| Down payment | $34,920 |
|---|---|
| Loan amount | $979,629 |
| Principal and interest | $6,590 |
| Property taxes (0.70% a year) | $582 |
| Homeowners insurance (our estimate, 0.5% a year) | $416 |
| FHA mortgage insurance | $602 |
| Total per month | $8,189 |
Change the numbers in the calculator
Questions about home buying in Crownsville
What is the median home value in Crownsville?
About $997,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crownsville?
Homeowners pay a median $6,967 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crownsville?
For the median home with 20% down at 7.11%, the payment is about $6,367 a month. Keeping that under 28% of gross income takes about $272,870 a year.
More about Crownsville
- Mortgage Refinance in Crownsville
- Debt Relief in Crownsville
- Home Equity Loans in Crownsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data