The typical owner-occupied home in Eckhart Mines is worth about $182,700, 56% below the Maryland median of $419,900 and 45% below the national median of $332,700. Owners pay a median $1,621 a year in property taxes, about 0.89% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $64,100 a year, so the median home costs 2.9 times the median income (4.1 times for Maryland). 46% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Eckhart Mines at a glance
| Eckhart Mines | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $182,700 | $419,900 | $332,700 |
| Median property tax paid per year | $1,621 | $4,093 | $3,119 |
| Property tax as a share of value | 0.89% | 0.97% | 0.94% |
| Median household income | $64,100 | $103,678 | $80,734 |
| Homes lived in by their owners | 46% | 68% | 65% |
| Owner homes with a mortgage | 69% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $1,219 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 20.5% | 21.0% |
| Median rent | $806 | $1,705 | $1,413 |
| Rent as a share of renters' income | 18.7% | 30.8% | 30.6% |
| Median year homes were built | 1949 | 1979 | 1980 |
| Vacant homes | 25.9% | 7.7% | 10.1% |
| Population | 670 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Eckhart Mines
At this week's average 30-year rate of 7.11%, buying the median Eckhart Mines home of $182,700 with 20% down costs about $1,195 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,499, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,208 for the 20%-down payment. That payment is 22% of the median Eckhart Mines household income of $64,100; at that income and 20% down, the 28% guideline points to a home of about $229,000.
The median rent here is $806 a month, so owning the median home costs about $389 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $36,540 |
|---|---|
| Loan amount | $146,160 |
| Principal and interest | $983 |
| Property taxes (0.89% a year) | $136 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,195 |
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| Down payment | $6,394 |
|---|---|
| Loan amount | $179,391 |
| Principal and interest | $1,207 |
| Property taxes (0.89% a year) | $136 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $81 |
| Total per month | $1,499 |
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Questions about home buying in Eckhart Mines
What is the median home value in Eckhart Mines?
About $182,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Eckhart Mines?
Homeowners pay a median $1,621 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Eckhart Mines?
For the median home with 20% down at 7.11%, the payment is about $1,195 a month. Keeping that under 28% of gross income takes about $51,208 a year.
More about Eckhart Mines
- Mortgage Refinance in Eckhart Mines
- Debt Relief in Eckhart Mines
- Home Equity Loans in Eckhart Mines
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data