The typical owner-occupied home in Winterport is worth about $302,800, about the same as the Maine median of $296,600 and 9% below the national median of $332,700. Owners pay a median $1,865 a year in property taxes, about 0.62% of their home's value, lower than the Maine rate of 1.02%. The median household earns $75,694 a year, so the median home costs 4.0 times the median income (4.0 times for Maine). 75% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Winterport at a glance
| Winterport | Maine | U.S. | |
|---|---|---|---|
| Median home value | $302,800 | $296,600 | $332,700 |
| Median property tax paid per year | $1,865 | $3,036 | $3,119 |
| Property tax as a share of value | 0.62% | 1.02% | 0.94% |
| Median household income | $75,694 | $74,733 | $80,734 |
| Homes lived in by their owners | 75% | 74% | 65% |
| Owner homes with a mortgage | 45% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,865 | $1,729 | $1,963 |
| Those costs as a share of the owners' income | 20.4% | 20.6% | 21.0% |
| Median rent | – | $1,139 | $1,413 |
| Rent as a share of renters' income | 19.7% | 29.4% | 30.6% |
| Median year homes were built | 1976 | 1977 | 1980 |
| Vacant homes | 8.5% | 20.6% | 10.1% |
| Population | 1,057 | 1,387,817 | 334,922,499 |
What a typical home costs per month in Winterport
At this week's average 30-year rate of 7.11%, buying the median Winterport home of $302,800 with 20% down costs about $1,912 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,417, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,950 for the 20%-down payment. That payment is 30% of the median Winterport household income of $75,694; at that income and 20% down, the 28% guideline points to a home of about $280,000.
| Down payment | $60,560 |
|---|---|
| Loan amount | $242,240 |
| Principal and interest | $1,630 |
| Property taxes (0.62% a year) | $156 |
| Homeowners insurance (our estimate, 0.5% a year) | $126 |
| PMI | $0 |
| Total per month | $1,912 |
Change the numbers in the calculator
| Down payment | $10,598 |
|---|---|
| Loan amount | $297,316 |
| Principal and interest | $2,000 |
| Property taxes (0.62% a year) | $156 |
| Homeowners insurance (our estimate, 0.5% a year) | $126 |
| FHA mortgage insurance | $134 |
| Total per month | $2,417 |
Change the numbers in the calculator
Questions about home buying in Winterport
What is the median home value in Winterport?
About $302,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Winterport?
Homeowners pay a median $1,865 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Winterport?
For the median home with 20% down at 7.11%, the payment is about $1,912 a month. Keeping that under 28% of gross income takes about $81,950 a year.
More about Winterport
- Mortgage Refinance in Winterport
- Debt Relief in Winterport
- Home Equity Loans in Winterport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data