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Buying a home in Piscataquis County, Maine

The typical owner-occupied home in Piscataquis County is worth about $170,200, 43% below the Maine median of $296,600 and 49% below the national median of $332,700. Owners pay a median $1,537 a year in property taxes, about 0.90% of their home's value, lower than the Maine rate of 1.02%. The median household earns $61,345 a year, so the median home costs 2.8 times the median income (4.0 times for Maine). 79% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Piscataquis County at a glance

Piscataquis County Maine U.S.
Median home value $170,200 $296,600 $332,700
Median property tax paid per year $1,537 $3,036 $3,119
Property tax as a share of value 0.90% 1.02% 0.94%
Median household income $61,345 $74,733 $80,734
Homes lived in by their owners 79% 74% 65%
Owner homes with a mortgage 45% 58% 61%
Median monthly costs, owners with a mortgage $1,223 $1,729 $1,963
Those costs as a share of the owners' income 20.0% 20.6% 21.0%
Median rent $837 $1,139 $1,413
Rent as a share of renters' income 26.1% 29.4% 30.6%
Median year homes were built 1978 1977 1980
Vacant homes 42.9% 20.6% 10.1%
Population 17,263 1,387,817 334,922,499

What a typical home costs per month in Piscataquis County

At this week's average 30-year rate of 7.11%, buying the median Piscataquis County home of $170,200 with 20% down costs about $1,115 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,398, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,766 for the 20%-down payment. That payment is 22% of the median Piscataquis County household income of $61,345; at that income and 20% down, the 28% guideline points to a home of about $219,000.

The median rent here is $837 a month, so owning the median home costs about $278 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,040
Loan amount$136,160
Principal and interest$916
Property taxes (0.90% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$71
PMI$0
Total per month$1,115

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3.5% down, 30-year FHA loan
Down payment$5,957
Loan amount$167,117
Principal and interest$1,124
Property taxes (0.90% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$71
FHA mortgage insurance$75
Total per month$1,398

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Questions about home buying in Piscataquis County

What is the median home value in Piscataquis County?

About $170,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Piscataquis County?

Homeowners pay a median $1,537 a year, which is about 0.90% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Piscataquis County?

For the median home with 20% down at 7.11%, the payment is about $1,115 a month. Keeping that under 28% of gross income takes about $47,766 a year.

More about Piscataquis County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data