The typical owner-occupied home in Androscoggin County is worth about $252,800, 15% below the Maine median of $296,600 and 24% below the national median of $332,700. Owners pay a median $2,940 a year in property taxes, about 1.16% of their home's value, higher than the Maine rate of 1.02%. The median household earns $67,873 a year, so the median home costs 3.7 times the median income (4.0 times for Maine). 68% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Androscoggin County at a glance
| Androscoggin County | Maine | U.S. | |
|---|---|---|---|
| Median home value | $252,800 | $296,600 | $332,700 |
| Median property tax paid per year | $2,940 | $3,036 | $3,119 |
| Property tax as a share of value | 1.16% | 1.02% | 0.94% |
| Median household income | $67,873 | $74,733 | $80,734 |
| Homes lived in by their owners | 68% | 74% | 65% |
| Owner homes with a mortgage | 64% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,615 | $1,729 | $1,963 |
| Those costs as a share of the owners' income | 21.1% | 20.6% | 21.0% |
| Median rent | $1,010 | $1,139 | $1,413 |
| Rent as a share of renters' income | 30.7% | 29.4% | 30.6% |
| Median year homes were built | 1969 | 1977 | 1980 |
| Vacant homes | 7.0% | 20.6% | 10.1% |
| Population | 113,423 | 1,387,817 | 334,922,499 |
What a typical home costs per month in Androscoggin County
At this week's average 30-year rate of 7.11%, buying the median Androscoggin County home of $252,800 with 20% down costs about $1,710 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,131, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $73,294 for the 20%-down payment. That payment is 30% of the median Androscoggin County household income of $67,873; at that income and 20% down, the 28% guideline points to a home of about $234,000.
The median rent here is $1,010 a month, so owning the median home costs about $700 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $50,560 |
|---|---|
| Loan amount | $202,240 |
| Principal and interest | $1,360 |
| Property taxes (1.16% a year) | $244 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| PMI | $0 |
| Total per month | $1,710 |
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| Down payment | $8,848 |
|---|---|
| Loan amount | $248,221 |
| Principal and interest | $1,670 |
| Property taxes (1.16% a year) | $244 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| FHA mortgage insurance | $112 |
| Total per month | $2,131 |
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Questions about home buying in Androscoggin County
What is the median home value in Androscoggin County?
About $252,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Androscoggin County?
Homeowners pay a median $2,940 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Androscoggin County?
For the median home with 20% down at 7.11%, the payment is about $1,710 a month. Keeping that under 28% of gross income takes about $73,294 a year.
More about Androscoggin County
- Mortgage Refinance in Androscoggin County
- Debt Relief in Androscoggin County
- Home Equity Loans in Androscoggin County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data