The typical owner-occupied home in Unity is worth about $177,600, 40% below the Maine median of $296,600 and 47% below the national median of $332,700. Owners pay a median $1,990 a year in property taxes, about 1.12% of their home's value, higher than the Maine rate of 1.02%. 58% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.
Unity at a glance
| Unity | Maine | U.S. | |
|---|---|---|---|
| Median home value | $177,600 | $296,600 | $332,700 |
| Median property tax paid per year | $1,990 | $3,036 | $3,119 |
| Property tax as a share of value | 1.12% | 1.02% | 0.94% |
| Median household income | – | $74,733 | $80,734 |
| Homes lived in by their owners | 58% | 74% | 65% |
| Owner homes with a mortgage | 85% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,171 | $1,729 | $1,963 |
| Those costs as a share of the owners' income | 19.1% | 20.6% | 21.0% |
| Median rent | – | $1,139 | $1,413 |
| Rent as a share of renters' income | 30.4% | 29.4% | 30.6% |
| Median year homes were built | 1990 | 1977 | 1980 |
| Vacant homes | 36.6% | 20.6% | 10.1% |
| Population | 333 | 1,387,817 | 334,922,499 |
What a typical home costs per month in Unity
At this week's average 30-year rate of 7.11%, buying the median Unity home of $177,600 with 20% down costs about $1,196 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,491, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,237 for the 20%-down payment.
| Down payment | $35,520 |
|---|---|
| Loan amount | $142,080 |
| Principal and interest | $956 |
| Property taxes (1.12% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $74 |
| PMI | $0 |
| Total per month | $1,196 |
Change the numbers in the calculator
| Down payment | $6,216 |
|---|---|
| Loan amount | $174,383 |
| Principal and interest | $1,173 |
| Property taxes (1.12% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $74 |
| FHA mortgage insurance | $79 |
| Total per month | $1,491 |
Change the numbers in the calculator
Questions about home buying in Unity
What is the median home value in Unity?
About $177,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Unity?
Homeowners pay a median $1,990 a year, which is about 1.12% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Unity?
For the median home with 20% down at 7.11%, the payment is about $1,196 a month. Keeping that under 28% of gross income takes about $51,237 a year.
More about Unity
- Mortgage Refinance in Unity
- Debt Relief in Unity
- Home Equity Loans in Unity
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data