The typical owner-occupied home in Livermore Falls is worth about $98,100, 67% below the Maine median of $296,600 and 71% below the national median of $332,700. Owners pay a median $1,102 a year in property taxes, about 1.12% of their home's value, higher than the Maine rate of 1.02%. The median household earns $45,326 a year, so the median home costs 2.2 times the median income (4.0 times for Maine). 55% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Livermore Falls at a glance
| Livermore Falls | Maine | U.S. | |
|---|---|---|---|
| Median home value | $98,100 | $296,600 | $332,700 |
| Median property tax paid per year | $1,102 | $3,036 | $3,119 |
| Property tax as a share of value | 1.12% | 1.02% | 0.94% |
| Median household income | $45,326 | $74,733 | $80,734 |
| Homes lived in by their owners | 55% | 74% | 65% |
| Owner homes with a mortgage | 49% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,292 | $1,729 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 20.6% | 21.0% |
| Median rent | $812 | $1,139 | $1,413 |
| Rent as a share of renters' income | 27.6% | 29.4% | 30.6% |
| Median year homes were built | 1951 | 1977 | 1980 |
| Vacant homes | 10.3% | 20.6% | 10.1% |
| Population | 1,409 | 1,387,817 | 334,922,499 |
What a typical home costs per month in Livermore Falls
At this week's average 30-year rate of 7.11%, buying the median Livermore Falls home of $98,100 with 20% down costs about $660 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $824, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,302 for the 20%-down payment. That payment is 17% of the median Livermore Falls household income of $45,326; at that income and 20% down, the 28% guideline points to a home of about $157,000.
The median rent here is $812 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,620 |
|---|---|
| Loan amount | $78,480 |
| Principal and interest | $528 |
| Property taxes (1.12% a year) | $92 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $660 |
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| Down payment | $3,434 |
|---|---|
| Loan amount | $96,323 |
| Principal and interest | $648 |
| Property taxes (1.12% a year) | $92 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $43 |
| Total per month | $824 |
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Questions about home buying in Livermore Falls
What is the median home value in Livermore Falls?
About $98,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Livermore Falls?
Homeowners pay a median $1,102 a year, which is about 1.12% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Livermore Falls?
For the median home with 20% down at 7.11%, the payment is about $660 a month. Keeping that under 28% of gross income takes about $28,302 a year.
More about Livermore Falls
- Mortgage Refinance in Livermore Falls
- Debt Relief in Livermore Falls
- Home Equity Loans in Livermore Falls
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data